S&T Bancorp Q2 net income falls to $31.9 million, or $0.83 per diluted share
S&T Bancorp reported second-quarter 2025 net income of $31.9 million, or $0.83 per diluted share, down from $33.4 million, or $0.87 per share, in the first quarter and $34.4 million, or $0.89 per share, a year earlier. Net interest income rose 3.90% to $86.6 million on net interest margin expansion and loan growth, but noninterest expense also increased, so profit declined even as revenue grew.
Key points
- Net income was $31.9 million, or $0.83 per diluted share, versus $0.87 in the first quarter of 2025 and $0.89 in the second quarter of 2024
- Net interest income increased $3.3 million, or 3.90%, to $86.6 million; net interest margin (FTE) rose 7 basis points to 3.88%
- Total noninterest expense increased $3.0 million to $58.1 million, mainly due to higher salaries and employee benefits
- Nonperforming assets decreased $1.1 million to $21.3 million, or 0.27% of total loans plus OREO, at June 30, 2025
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:55 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 24, 2025.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.