Truist Q4 2025 net income to common shareholders $1.3 billion, or $1.00 per diluted share
Truist reported fourth quarter 2025 net income available to common shareholders of $1.3 billion, or $1.00 per diluted share, up from $0.91 a year earlier but down from $1.04 in the third quarter. Total revenue rose to $5.25 billion from $5.06 billion a year earlier, while results included a $130 million legal accrual and $63 million in severance charges. The company repurchased $750 million of common shares in the quarter.
Key points
- Net income available to common shareholders was $1.3 billion, or $1.00 per diluted share, versus $0.91 in 4Q24 and $1.04 in 3Q25.
- Total revenue was $5.25 billion, up from $5.06 billion in 4Q24 and up 1.1% on a taxable-equivalent basis from 3Q25.
- Results included an incremental $130 million legal settlement accrual ($0.08 per diluted share) and $63 million in severance charges ($0.04 per diluted share).
- Truist repurchased $750 million of common shares; its CET1 ratio was 10.8%, down from 11.0% in 3Q25.
The filing
Written by AI on Nov 8, 2026, 1:42 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 21, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.