First Financial Q3 net income rises to $27.4 million, or $2.31 per diluted share
First Financial Corporation reported third-quarter 2026 net income of $27.4 million, or $2.31 per diluted share, up from $20.8 million, or $1.75, a year earlier. Results were supported by record net interest income of $63.5 million and a credit loss benefit of $750 thousand. The release also covers a merger agreement with First Illinois Corporation signed August 26, 2026, which is expected to close in the first quarter of 2027.
Key points
- Q3 2026 net income was $27.4 million vs. $20.8 million in Q3 2025; diluted EPS was $2.31 vs. $1.75.
- Net interest income was a record $63.5 million vs. $54.6 million a year earlier.
- The company recorded a credit loss benefit of $750 thousand vs. a $2.0 million provision in Q3 2025.
- Merger agreement with First Illinois Corporation signed August 26, 2026; expected to close in Q1 2027.
The filing
Written by AI on Nov 9, 2026, 8:51 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 27, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.