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AI brief of an SEC Form 8-K · United Bankshares (UBSI)

United Bankshares Q4 net income $94.4 million, up from $79.4 million a year earlier

Positive Impact 3 of 5 earnings Written later

United Bankshares reported fourth-quarter 2024 net income of $94.4 million, or $0.69 per diluted share, compared with $79.4 million, or $0.59 per share, a year earlier, and slightly below $95.3 million in the third quarter. Full-year 2024 net income was $373.0 million, or $2.75 per diluted share, up from $366.3 million, or $2.71, in 2023, and the company completed its acquisition of Piedmont Bancorp on January 10, 2025.

Key points

  • Q4 2024 net income $94.4 million, $0.69 per diluted share, versus $79.4 million, $0.59 in Q4 2023 and $95.3 million, $0.70 in Q3 2024
  • Full-year 2024 net income $373.0 million, $2.75 per diluted share, versus $366.3 million, $2.71 in 2023
  • Piedmont Bancorp acquisition closed January 10, 2025, with approximately $2.4 billion in total assets
  • Non-performing loans were $73.4 million, or 0.34% of loans and leases, at December 31, 2024; no shares were repurchased in 2024 or 2023

The filing

CompanyUnited Bankshares (UBSI)
Form8-K, current report
Filed with the SECJan 24, 2025, 8:01 AM ET
Accession number0001193125-25-011811

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 24, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.