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AI brief of an SEC Form 8-K · United Community Banks (UCB)

United Community Banks to acquire Peach State Bancshares; Q1 diluted EPS rose to $0.69

Positive Impact 5 of 5 m&a Written later

United Community Banks (NYSE: UCB) reported first-quarter 2026 net income of $84.3 million and diluted EPS of $0.69, up $0.11 from a year earlier but down $0.01 from the fourth quarter. The bank also announced a definitive merger agreement to acquire Peach State Bancshares, Inc., with deal details in a separate presentation filed with the SEC.

Key points

  • Q1 2026 net income $84.3 million, up $12.9 million from Q1 2025; GAAP diluted EPS $0.69 vs. $0.58; operating EPS $0.70, up 19%
  • Total revenue $276.5 million, up 12% from a year earlier
  • Definitive merger agreement to acquire Peach State Bancshares, Inc. announced April 21, 2026
  • Repurchased 1.09 million shares at an average price of $33.97; plans to redeem remaining $100 million of subordinated debentures in Q2 2026

The filing

CompanyUnited Community Banks (UCB)
Form8-K, current report
Filed with the SECApr 21, 2026, 7:40 AM ET
Accession number0001104659-26-045714

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:00 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 21, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.