AI brief of an SEC Form 8-K · Unum (UNM)

Unum Group Q4 net income rises to $348.7 million; 2025 EPS growth outlook 8% to 12%

Positive Impact 3 of 5 earnings Written later

Unum Group reported fourth-quarter 2024 net income of $348.7 million, or $1.92 per diluted share, up from $330.6 million, or $1.69, a year earlier. After-tax adjusted operating income was $368.9 million, or $2.03 per diluted share, compared with $1.79 in the fourth quarter of 2023. The company also set a 2025 outlook for after-tax adjusted operating income per share growth of 8% to 12%, which matters to shareholders because it gives a benchmark for expected earnings growth.

Key points

  • Q4 2024 total revenue was $3,236.6 million, up from $3,145.1 million in Q4 2023.
  • Full-year 2024 net income was $1,779.1 million, or $9.46 per diluted share, versus $1,283.8 million in 2023; full-year adjusted operating EPS was $8.44, up from $7.66.
  • 2025 outlook calls for core operations premium growth of 4% to 7% and adjusted operating EPS growth of 8% to 12%.
  • Book value per common share was $61.38 at December 31, 2024, up from $49.91; holding company liquidity was $2.0 billion.

The filing

CompanyUnum (UNM)
Form8-K, current report
Filed with the SECFeb 4, 2025, 4:44 PM ET
Accession number0000005513-25-000002

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:12 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on February 04, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.