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AI brief of an SEC Form 8-K · USCB FINANCIAL HOLDINGS, INC. (USCB)

USCB Financial posts Q2 2026 net income of $9.1 million, or $0.49 per diluted share

Mixed Impact 3 of 5 earnings Written later

USCB Financial Holdings filed an investor presentation for the second quarter of 2026 as Exhibit 99.1 to a Form 8-K, furnished under Regulation FD. The presentation shows total revenue rose from the prior quarter while net income and diluted EPS slipped, though both improved from the year-earlier quarter.

Key points

  • Net income was $9.1 million ($9,078 thousand), or $0.49 per diluted share, versus $0.51 in Q1 2026 and $0.40 in Q2 2025.
  • Total revenue was $27.9 million, up from $26.2 million in Q1 2026 and $24.4 million in Q2 2025.
  • Net interest margin rose to 3.49% from 3.27% in Q1 2026, and gross loan production totaled a record $272.0 million in the quarter.

The filing

CompanyUSCB FINANCIAL HOLDINGS, INC. (USCB)
Form8-K, current report
Filed with the SECJul 28, 2026, 1:46 PM ET
Accession number0001562762-26-000084

Items reported: 7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 11:44 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 28, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.