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AI brief of an SEC Form 8-K · Virginia National Bankshares Corp (VABK)

Virginia National Bankshares Q3 net income rises to $6.6 million, $1.20 a share

Positive Impact 3 of 5 earnings Written later

Virginia National Bankshares reported third quarter 2026 net income of $6.6 million, or $1.20 per diluted share, up from $4.6 million, or $0.84, a year earlier, and nine-month net income of $20.8 million, or $3.82 per diluted share, compared with $13.3 million, or $2.45, for the same period of 2025. The company attributed the quarterly increase mainly to higher loan yields, lower cost of funds and a bank owned life insurance payout following a former employee's death. Book value per share rose to $35.01 from $32.89 a year earlier.

Key points

  • Q3 2026 net income of $6.6 million, or $1.20 per diluted share, versus $4.6 million, or $0.84, in Q3 2025
  • Nine-month 2026 net income of $20.8 million, or $3.82 per diluted share, versus $13.3 million, or $2.45, in 2025
  • Net interest margin (FTE) of 3.73% for Q3 2026 versus 3.43%; bank owned life insurance payout cited as a driver

The filing

CompanyVirginia National Bankshares Corp (VABK)
Form8-K, current report
Filed with the SECOct 29, 2026, 4:30 PM ET
Accession number0001193125-26-437868

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:38 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 29, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.