Flash FinanceUS
Market closed · weekend S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · Valley Bank (VLY)

Valley National Bancorp Q4 net income rises to $195.4 million, or $0.33 a share

Positive Impact 3 of 5 earnings Written later

Valley National Bancorp reported fourth quarter 2025 net income of $195.4 million, or $0.33 per diluted share, up from $163.4 million, or $0.28, in the third quarter and $115.7 million, or $0.20, a year earlier. The company said its net interest margin improved, and it furnished its press release and presentation materials under Items 2.02 and 7.01.

Key points

  • Q4 2025 net income $195.4 million, or $0.33 per diluted share, versus $163.4 million ($0.28) in Q3 2025 and $115.7 million ($0.20) in Q4 2024
  • Adjusted net income (non-GAAP) was $180.2 million, or $0.31 per diluted share
  • Net interest margin rose 12 basis points to 3.17% from 3.05% in Q3 2025; income tax expense included an $11.4 million benefit from a closed federal audit
  • Non-accrual loans were $433.9 million, or 0.87% of total loans, at December 31, 2025, up from $421.5 million at September 30, 2025

The filing

CompanyValley Bank (VLY)
Form8-K, current report
Filed with the SECJan 29, 2026, 7:03 AM ET
Accession number0000714310-26-000007

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 12:57 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 29, 2026.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.