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AI brief of an SEC Form 8-K · Voya Financial (VOYA)

Voya Financial sees Stop Loss loss ratio rising to 90%-105% for January 2024 policy

Negative Impact 4 of 5 guidance Written later

Voya Financial said claims on its January 2024 Stop Loss policy year are running worse than expected, raising the expected loss ratio to 90%-105% from 86%, and it cut its fourth-quarter 2024 Health Solutions net underwriting gain estimate. The company also said Robert Grubka, CEO of Workplace Solutions, will leave at the end of 2024, and that it expects 2025 Stop Loss in-force premiums to fall 10% to 20%.

Key points

  • January 2024 Stop Loss loss ratio now expected at 90%-105%, up from 86% as of September 30, 2024, based on claims through November 30, 2024
  • Fourth-quarter 2024 Health Solutions net underwriting gain (GAAP pre-tax) estimate cut to a loss of $85 million to a gain of $140 million, from $180 million to $220 million
  • Annualized in-force premiums for January 2025 policy year expected to decline 10% to 20% versus January 2024; Company still expects 2024 capital returns of approximately $800 million
  • Robert Grubka, CEO of Workplace Solutions, will depart at the end of 2024

The filing

CompanyVoya Financial (VOYA)
Form8-K, current report
Filed with the SECDec 9, 2024, 4:15 PM ET
Accession number0001535929-24-000115

Items reported: 5.02 Director / Officer Change7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:17 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on December 09, 2024.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.