Every material Form 8-K Winchester Bancorp, Inc./MD/ has filed with the SEC since September 30, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
At its November 4, 2026 annual meeting, Winchester Bancorp stockholders approved the 2026 Equity Incentive Plan, which lets the Compensation Committee grant stock-based awards to officers, employees and non-employee directors. Stockholders also elected four directors to three-year terms and ratified Wolf & Company, P.C. as auditor for the six-month transition period ending December 31, 2026.
Equity plan approved: 7,003,694 votes for, 90,748 against, 13,560 abstaining, with 1,088,758 broker non-votes
Directors Paula M. Cotter, Neal J. Harte, William P. Hood and Edward Merritt elected to three-year terms
Wolf & Company, P.C. ratified as independent registered public accounting firm for the period ending December 31, 2026: 7,978,846 votes for
Winchester Bancorp reported net income of $1.3 million, or $0.14 per share, for the quarter ended September 30, 2026, up from $962,000 a year earlier and $1.2 million in the prior quarter. The quarter is the first of the six-month transition period ending December 31, 2026, after the company changed its fiscal year end from June 30. Net interest income rose 25.2% and deposits grew $53.4 million, while stockholders' equity fell slightly due to higher unrealized losses on securities.
Net income was $1.3 million ($0.14 per share), compared with $962,000 ($0.11 per share) for the quarter ended September 30, 2025, and $1.2 million for the quarter ended June 30, 2026.
Net interest income was $7.2 million, up $1.4 million, or 25.2%, and net interest margin was 2.67% versus 2.49% a year earlier.
Non-interest expense rose 17.1% to $5.6 million, and total deposits reached $862.7 million, up $53.4 million, or 6.6%, since June 30, 2026.
Stockholders' equity was $119.6 million, down $886,000, or 0.7%, from June 30, 2026, due to a $2.2 million increase in comprehensive loss.
Winchester Bancorp's board adopted a share repurchase program allowing the company to buy back up to 464,769 shares of common stock, or about 5% of its current outstanding shares. The program runs from September 30, 2026 to September 1, 2027, and buybacks will depend on price, regulatory requirements, and market conditions. For shareholders, a buyback of this size can reduce the number of shares outstanding, but the filing gives no commitment that the full amount will be repurchased.
Authorization covers up to 464,769 shares, about 5% of current outstanding common stock
Program commences September 30, 2026 and expires September 1, 2027
Timing and amount depend on price, regulatory considerations, market conditions, and liquidity priorities
Program may be modified, suspended, or discontinued at any time
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Winchester Bancorp, Inc./MD/ filing is on SEC EDGAR ↗. 8-K briefs of other companies →