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AI brief of an SEC Form 8-K · Exzeo Group, Inc. (XZO)

Exzeo Q3 net income rises to $22.3 million; revenue flat at $55.2 million

Positive Impact 3 of 5 earnings Written later

Exzeo Group reported third-quarter 2026 results, with net income rising to $22.3 million from $21.2 million while revenue was flat at $55.2 million. Earnings per share were $0.25 in both periods, and adjusted EBITDA fell to $27.6 million from $28.7 million as the company continued to invest in its workforce and infrastructure.

Key points

  • Net income was $22.3 million versus $21.2 million a year earlier; basic and diluted EPS was $0.25 in both periods.
  • Revenue was $55.2 million, in line with the prior-year quarter; Adjusted Revenue rose to $53.9 million from $52.4 million.
  • Adjusted EBITDA was $27.6 million versus $28.7 million, and Adjusted EBITDA Margin was 51% versus 55%.
  • The company repurchased 410,585 shares for about $7.0 million in the quarter and had about $20.0 million remaining under its August 2026 program as of September 30, 2026.

The filing

CompanyExzeo Group, Inc. (XZO)
Form8-K, current report
Filed with the SECNov 4, 2026, 4:19 PM ET
Accession number0001193125-26-447328

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 11:44 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 04, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.