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AI brief of an SEC Form 8-K · Zions Bancorporation (ZION)

Zions Bancorporation Q2 net earnings rise to $243 million, EPS $1.63

Positive Impact 3 of 5 earnings Written later

Zions Bancorporation reported second-quarter 2025 net earnings of $243 million, or $1.63 per diluted share, up from $190 million and $1.28 a year earlier. Net interest income rose 9% to $648 million and the net interest margin widened to 3.17%, while classified loans were $2.7 billion, up from $1.3 billion a year earlier but down from $2.9 billion in the first quarter.

Key points

  • Net earnings $243 million and diluted EPS $1.63, compared with $190 million and $1.28 in 2Q24
  • Net interest margin 3.17%, compared with 2.98%; net interest income $648 million, up 9%
  • Classified loans $2.7 billion, or 4.43% of loans and leases, compared with $1.3 billion, or 2.16%, in 2Q24
  • Common dividend $0.43 per share; estimated CET1 capital ratio 11.0%, compared with 10.6%

The filing

CompanyZions Bancorporation (ZION)
Form8-K, current report
Filed with the SECJul 21, 2025, 4:05 PM ET
Accession number0000109380-25-000094

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:17 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 21, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.