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AI brief of an SEC Form 8-K · Zions Bancorporation (ZION)

Zions Q3 net earnings rise to $262 million; EPS $1.78 vs. $1.48 a year ago

Positive Impact 3 of 5 earnings

Zions Bancorporation reported third-quarter 2026 net earnings of $262 million, or $1.78 per diluted share, up from $221 million and $1.48 a year earlier. The increase was driven mainly by a lower provision for credit losses, which was an $8 million benefit versus a $49 million expense last year, and net loan charge-offs fell to $3 million from $56 million.

Key points

  • Net earnings $262 million and diluted EPS $1.78, versus $221 million and $1.48 in third quarter 2025
  • Net interest income $684 million, up 2%; net interest margin 3.23%, down from 3.28%
  • Pre-provision net revenue $340 million, down 1%; net charge-offs $3 million versus $56 million
  • Compared with second quarter 2026 net earnings of $452 million and EPS of $3.05, which included gains tied to Visa Class B-1 share sales

The filing

CompanyZions Bancorporation (ZION)
Form8-K, current report
Filed with the SECOct 19, 2026, 4:06 PM ET
Accession number0000109380-26-000125

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 7, 2026, 11:17 PM ET, from the text of the filing and its press-release exhibits only.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.