528 material Form 8-K filings that 462 companies we cover made with the SEC in January 2025, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
Houlihan Lokey reported results for the fiscal third quarter ended December 31, 2024, with revenues of $634 million, up from $511 million a year earlier. Diluted EPS was $1.39 on a GAAP basis, compared with $1.04, and adjusted diluted EPS was $1.64, compared with $1.22. The company also declared a quarterly dividend of $0.57 per share, which is payable March 15, 2025.
Revenues were $634 million versus $511 million in the same quarter last year.
GAAP diluted EPS was $1.39 versus $1.04; adjusted diluted EPS was $1.64 versus $1.22.
Corporate Finance revenues rose 36% to $422 million; Financial Restructuring rose 2% to $131 million; Financial and Valuation Advisory rose 14% to $82 million.
Quarterly dividend of $0.57 per share is payable March 15, 2025 to holders of record on March 3, 2025.
Navient posted a strategy update presentation on its website on January 29, 2025, describing Phase 1 of a turnaround focused on cost reductions and capital allocation. The company estimates Phase 1 will cut shared and corporate expense by $119 million and lift legacy loan portfolio cash flows by about $1.5 billion, which it says could add about $1 per share in annual net income. Management plans a Phase 2 update in the second half of 2025, and these benefits are company estimates, not reported results.
Phase 1 reduces net shared and corporate expense from $323 million in 2023 to $204 million in 2025, a $119 million reduction, after the divestiture of the Business Processing Segment and outsourcing of loan servicing.
Estimated lifetime cash flow from legacy loan portfolios rises by about $1.5 billion, and net income rises by about $1 per share annually.
Navient's price to tangible book value is 0.6x, against a peer average of 2.2x, according to FactSet data as of January 14, 2025.
A Phase 2 strategy update is expected in the second half of 2025.
Packaging Corporation of America reported fourth quarter 2024 net income of $221 million, or $2.45 per diluted share, up from $189 million, or $2.10, a year earlier. Full year 2024 net income was $805 million, or $8.93 per share, compared with $765 million, or $8.48, in 2023. The company expects first quarter 2025 earnings of $2.21 per share, below its fourth quarter result.
Q4 2024 net sales were $2.1 billion, compared with $1.9 billion in Q4 2023; full year net sales were $8.4 billion, versus $7.8 billion in 2023.
Q4 2024 diluted EPS excluding special items was $2.47, versus $2.13 a year earlier; full year EPS excluding special items was $9.04, versus $8.70.
Management expects first quarter 2025 earnings of $2.21 per share, citing rail rate increases, higher labor and benefits costs, and scheduled mill outages at Counce, TN and Valdosta, GA.
Q4 2024 results were equal to the company's fourth quarter guidance.
Southside Bancshares reported fourth-quarter 2024 net income of $21.8 million, up 25.8% from a year earlier, with diluted earnings per share of $0.71 versus $0.57. For the full year, net income rose 2.1% to $88.5 million and diluted earnings per share reached $2.91. Net interest margin fell to 2.70% in the quarter, and management said it expects margin to increase during 2025.
Q4 2024 net income was $21.8 million, up $4.5 million, or 25.8%, from $17.3 million in Q4 2023.
Q4 2024 diluted EPS was $0.71, compared with $0.57 a year earlier.
Full-year 2024 net income was $88.5 million, up 2.1%, and diluted EPS was $2.91.
Net interest margin decreased to 2.70% from 2.83% a year earlier, and net interest income was $53.7 million, down 1.4%.
Trustmark reported fourth-quarter 2024 net income of $56.3 million, or $0.92 per diluted share, up $5.0 million from the prior quarter and up from $36.1 million a year earlier. The Board raised the regular quarterly dividend 4.3% to $0.24 per share and the company resumed share repurchases, buying back $7.5 million of stock in the quarter, which the company says reflects improved profitability and capital levels.
Q4 2024 net income $56.3 million, diluted EPS $0.92, up from $0.84 in Q3 2024 and $0.59 in Q4 2023 (total EPS)
Full-year 2024 net income from adjusted continuing operations was $186.3 million, or $3.04 per diluted share, up 17.0% from the prior year
Quarterly dividend increased to $0.24 from $0.23, payable March 15, 2025, to holders of record on March 1, 2025
A $100.0 million repurchase program is authorized from January 1 through December 31, 2025; deposits fell 3.0% year over year to $15.1 billion
Stride reported second-quarter fiscal 2025 revenue of $587.2 million, up 16.3%, and net income of $96.4 million, or $2.03 per diluted share, compared with $1.54 a year earlier. The company raised its full-year fiscal 2025 revenue forecast to $2.320 billion to $2.355 billion and its adjusted operating income forecast to $430 million to $450 million, which points to continued growth for shareholders.
Revenue of $587.2 million for the quarter ended December 31, 2024, compared with $504.9 million a year earlier
Net income of $96.4 million, or $2.03 per diluted share, versus $66.8 million, or $1.54 per diluted share
Full-year fiscal 2025 revenue outlook raised to $2.320 billion to $2.355 billion; adjusted operating income outlook of $430 million to $450 million
Second-quarter enrollments averaged 230.6K, up 19.4% from 193.1K a year earlier
F5 reported first-quarter fiscal 2025 revenue of $766 million, up 11% from $693 million a year earlier, and GAAP net income of $166 million, or $2.82 per diluted share, compared with $2.32 a year earlier. The company raised its fiscal 2025 revenue growth expectation to 6% to 7% from 4% to 5%, and its non-GAAP earnings per share growth expectation to 6.5% to 8.5% from 5% to 7%.
Revenue reached $766 million, up from $693 million; software revenue rose 22%, systems revenue rose 18%, and global services revenue rose 3%.
GAAP earnings were $2.82 per diluted share versus $2.32; non-GAAP earnings were $3.84 per diluted share versus $3.43.
Fiscal 2025 revenue growth guidance was raised to 6% to 7%, up from 4% to 5%.
Second-quarter fiscal 2025 guidance calls for revenue of $705 million to $725 million and non-GAAP earnings of $3.02 to $3.14 per diluted share.
UMB Financial reported fourth-quarter 2024 GAAP net income of $120.0 million, or $2.44 per diluted share, up from $70.9 million, or $1.45 per share, a year earlier. Full-year 2024 net income was $441.2 million, or $8.99 per diluted share, compared with $350.0 million, or $7.18 per share in 2023. The board also declared a $0.40 quarterly dividend, and the company said its merger with Heartland Financial was slated to close January 31, 2025.
Q4 2024 GAAP net income of $120.0 million, or $2.44 per diluted share, versus $109.6 million ($2.23) in Q3 2024 and $70.9 million ($1.45) in Q4 2023.
Q4 2024 net operating income (non-GAAP) of $122.6 million, or $2.49 per diluted share, versus $112.0 million ($2.29) in Q4 2023.
Quarterly dividend of $0.40 per share, payable April 1, 2025, to stockholders of record on March 10, 2025.
Heartland Financial merger slated to close January 31, 2025; shareholder conference call set for January 29, 2025 at 8:30 a.m. CT.
NVR reported fourth-quarter 2024 net income of $457.4 million, or $139.93 per diluted share, up 12% and 15% respectively from a year earlier, on consolidated revenue of $2.85 billion, up 17%. For the full year, revenue rose 11% to $10.52 billion and diluted earnings per share rose 9% to $506.69, though fourth-quarter new orders fell 8% and the homebuilding gross profit margin narrowed.
Q4 2024 net income $457.4 million vs. $410.1 million in Q4 2023; diluted EPS $139.93 vs. $121.56
Q4 2024 new orders fell 8% to 4,794 units; cancellation rate rose to 17% from 13%
Homebuilding gross profit margin fell to 23.6% in Q4 2024 from 24.1% a year earlier
Full-year 2024 net income $1.68 billion, up 6%; share repurchases totaled $2.06 billion for the year
Equity LifeStyle Properties reported fourth-quarter and full-year 2024 results on January 27, 2025, with full-year net income per share up 16.0% to $1.96 and normalized FFO per share up 5.9% to $2.91. The company guided to 2025 full-year normalized FFO per share of $3.01 to $3.11 and its board set the 2025 annual dividend at $2.06 per share, up 7.9% from $1.91 in 2024, which increases the cash payout to shareholders.
Q4 2024 normalized FFO per share was $0.76, up 6.9% from $0.71 a year earlier; Q4 FFO per share was flat at $0.76
Full-year 2024 net income per share was $1.96, up 16.0% from $1.69 in 2023
2025 full-year normalized FFO per share guidance is $3.01 to $3.11; first-quarter 2025 guidance is $0.80 to $0.86
2025 annual dividend rate set at $2.06 per share, an increase of $0.15 over $1.91 for 2024
Invesco reported fourth-quarter 2024 diluted EPS of $0.46, up from $0.12 in the third quarter and a loss of $1.64 a year earlier, with adjusted diluted EPS of $0.52. Operating revenues rose 5.1% from the third quarter and 12.7% from a year earlier to $1.6 billion, and the company declared a $0.205 quarterly common dividend payable March 4, 2025.
Diluted EPS $0.46 versus $0.12 in Q3 2024 and a loss of $1.64 in Q4 2023
Operating revenues $1.6 billion, up 5.1% from Q3 2024 and 12.7% from Q4 2023
Net long-term inflows of $25.6 billion in Q4 2024 and $65.1 billion for the full year
Quarterly common dividend of $0.205 per share, payable March 4, 2025 to holders of record on February 14, 2025
Synchrony Financial reported fourth quarter 2024 net earnings of $774 million, or $1.91 per diluted share, up from $440 million, or $1.03 per diluted share, a year earlier. The filing shows higher earnings driven partly by a lower provision for credit losses, while purchase volume fell 3% and net charge-offs rose to 6.45% of average loan receivables.
Q4 2024 net earnings of $774 million, up 76% from $440 million in Q4 2023
Diluted EPS of $1.91 versus $1.03 a year earlier; return on equity 18.9% versus 12.4%
Provision for credit losses fell $243 million to $1.6 billion, including a $100 million reserve release
Purchase volume decreased 3% to $48.0 billion; net charge-offs rose to 6.45% from 5.58%
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Briefs marked “Written later” were written in November 2026 for filings that were by then more than three weeks old, so months before mid-October 2026 hold a selection: every material 8-K of the past year for the 100 largest companies we cover and the last 15 important 8-Ks of every other one. Briefs the number check holds back are not shown or counted. Also: the last 45 days, briefs by company, A–Z and the live SEC filings wire.