UMB Financial Corp. (UMBF)

Nasdaq Financials Regional Banks S&P MidCap 400
$133.77
-0.93 (-0.69%)
Close of Nov 06, 2026 · end-of-day data
SMA 50SMA 2005Y/10Y use weekly candles (10/40-week averages)

Performance

price return
1W-0.5%
1M+2.6%
3M-8.4%
6M+1.8%
YTD+16.3%
1Y+24.8%
3Y+110.7%
5Y+35.4%

Key statistics

Full financials →
Market cap$10.2B
P/E (TTM)10.1
EPS (TTM, diluted)$13.23
P/S—
P/B1.29
EV / EBITDA—
Revenue (TTM)—
Revenue growth—
Net margin—
ROE13.1%
Debt / equity0.18
FCF yield11.2%
Dividend yield1.34%
Payout ratio14%
Beta (1Y)0.63
Volatility (1Y)24.6%
52-week range$103.38 – $153.32
Avg volume (50D)658.62K

Revenue & net income — last 8 quarters

Statements →

Chart pattern: Head and Shoulders (weekly)

Forming
UMBF Head and Shoulders chart

Trigger $125.71 (-6.0% away). Details →

Oct 29, 4:05 PM ET

UMB Financial: Shannon Johnson drops Chief Administrative Officer title, remains Chief Risk Officer

Neutral leadership 5.02

Effective October 28, 2026, UMB Financial's Chief Risk Officer Shannon A. Johnson will no longer hold the title of Chief Administrative Officer, and that role will not be filled. She will focus full time on her Chief Risk Officer role, which the company says allows an expanded focus on developing its corporate risk function. The filing describes this as a management change with no disagreement with the company, and it does not report any financial effect.

  • Shannon A. Johnson's role change is effective October 28, 2026.
  • Johnson will no longer hold the Chief Administrative Officer title, and that role will not be filled.
  • Her former administrative responsibilities are assumed within existing management.
  • Johnson remains Chief Risk Officer and stays employed by the company.
Read the filing on SEC.gov ↗
Oct 27, 4:05 PM ET

UMB Financial Q3 profit rises 51% to $272.3 million, or $3.56 a diluted share

Positive earnings 2.028.01

UMB Financial reported third-quarter 2026 GAAP net income available to common shareholders of $272.3 million, or $3.56 per diluted share, up 51.0% from $180.4 million, or $2.36 per share, a year earlier, and flat with the linked quarter's $3.56. Total revenue rose 13.9% year over year to $772.4 million but fell from $778.0 million in the second quarter. The company also declared a quarterly common dividend of $0.50 per share.

  • Q3 2026 revenue of $772.4 million, up 13.9% from Q3 2025 and down $5.6 million from Q2 2026
  • Net interest margin of 3.32%, up 28 basis points from Q3 2025
  • Quarterly dividend of $0.50 per common share, payable January 4, 2027, to holders of record on December 10, 2026
  • GAAP efficiency ratio improved to 48.71% from 58.09% in Q3 2025
Read the filing on SEC.gov ↗
Oct 27, 4:05 PM ET

UMB Financial to acquire El Dorado Savings Bank in $506 million deal

Neutral m&a 7.01

UMB Financial Corporation agreed on October 27, 2026 to acquire El Dorado Savings Bank, F.S.B. in a transaction valued at approximately $506 million, paid 52% in cash and 48% in stock. El Dorado will merge into UMB Bank, and the deal is expected to close in the first quarter of 2027, subject to regulatory and El Dorado shareholder approvals.

  • Transaction valued at approximately $506 million, consisting of 52% cash and 48% stock.
  • Each El Dorado share would receive 13.553 UMBF common shares plus $1,958.88 in cash; former El Dorado shareholders are expected to own about 2% of the combined company.
  • El Dorado had $2.4 billion in assets, $2.1 billion in total deposits and $0.5 billion in total loans as of September 30, 2026.
  • Deal adds 31 California branches and four Nevada branches, bringing UMB's network to 227 branches across 15 states; expected close is the first quarter of 2027.
Read the filing on SEC.gov ↗
Jul 28, 4:05 PM ET

UMB Financial Q2 net income rises 26.2% to $271.8 million; dividend raised to $0.50

Positive earnings Written later 2.028.01

UMB Financial reported second quarter 2026 GAAP net income available to common shareholders of $271.8 million, or $3.56 per diluted share, up 26.2% from the second quarter of 2025, and total revenue of $778.0 million, up 12.9% year over year. The company also declared a quarterly common dividend of $0.50 per share, which it said represents a 16.3% increase from prior levels, giving shareholders a higher cash payout from October 1, 2026.

  • GAAP net income available to common shareholders was $271.8 million, or $3.56 per diluted share, versus $215.4 million, or $2.82 per diluted share, in the second quarter of 2025.
  • Total revenue was $778.0 million, up 12.9% from the second quarter of 2025 and up 5.3% from the first quarter of 2026.
  • Quarterly common dividend of $0.50 per share is payable October 1, 2026, to holders of record as of September 10, 2026.
  • Series B 7.750% preferred stock dividend of $193.75 per share ($0.484375 per depositary share) is payable October 15, 2026, to holders of record as of September 30, 2026.
Read the filing on SEC.gov ↗

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.

Recent SEC filings

EDGAR ↗

Trades disclosed by members of Congress

All UMBF congressional trades →
TradedMemberTypeAmount
Apr 09, 2025Josh Gottheimer NJ-05 · JointSell (partial)$1,001 – $15,000

From House periodic transaction reports (STOCK Act); amounts are the form's ranges.

Insider transactions

All insider trades →
DateInsiderTypeSharesPriceValue
Nov 02Peterman Tamara
Director
Buy201$137.02$27.50K
Nov 03Davidson Janine
Director
Gift150—$0
Nov 02Graves Greg M
Director
Buy292$137.02$40.00K
Oct 31Kemper J Mariner
Director, Chairman and CEO
Tax Withholding815$134.47$109.59K
Oct 30Gallagher Kevin Charles
Director
Sell370$134.82$49.88K

Prices are end-of-day and split-adjusted. Financial data from UMB Financial Corp.'s SEC XBRL filings. Not investment advice.