UMB Financial reported third-quarter 2026 GAAP net income available to common shareholders of $272.3 million, or $3.56 per diluted share, up 51.0% from $180.4 million, or $2.36 per share, a year earlier, and flat with the linked quarter's $3.56. Total revenue rose 13.9% year over year to $772.4 million but fell from $778.0 million in the second quarter. The company also declared a quarterly common dividend of $0.50 per share.
Q3 2026 revenue of $772.4 million, up 13.9% from Q3 2025 and down $5.6 million from Q2 2026
Net interest margin of 3.32%, up 28 basis points from Q3 2025
Quarterly dividend of $0.50 per common share, payable January 4, 2027, to holders of record on December 10, 2026
GAAP efficiency ratio improved to 48.71% from 58.09% in Q3 2025
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
From UMB Financial Corp.'s 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.
Annual results
Fiscal year
Revenue
Growth
EPS (diluted)
Growth
Net margin
FY2025
—
—
$9.29
+3.3%
—
FY2024
—
—
$8.99
+25.2%
—
FY2023
—
—
$7.18
-19.0%
—
FY2022
—
—
$8.86
+22.4%
—
FY2021
—
—
$7.24
+22.1%
—
Frequently asked questions
When is UMB Financial's next earnings date?
UMB Financial has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.
What did UMB Financial earn last quarter?
For the quarter ended Sep 2026, UMB Financial reported diluted EPS of $3.56 (+50.8% year over year).
Where do these numbers come from?
Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.
Not investment advice. Figures can be restated by the company in later filings.