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AI brief of an SEC Form 8-K · UMB Financial (UMBF)

UMB Financial Q3 profit rises 51% to $272.3 million, or $3.56 a diluted share

Positive Impact 3 of 5 earnings

UMB Financial reported third-quarter 2026 GAAP net income available to common shareholders of $272.3 million, or $3.56 per diluted share, up 51.0% from $180.4 million, or $2.36 per share, a year earlier, and flat with the linked quarter's $3.56. Total revenue rose 13.9% year over year to $772.4 million but fell from $778.0 million in the second quarter. The company also declared a quarterly common dividend of $0.50 per share.

Key points

  • Q3 2026 revenue of $772.4 million, up 13.9% from Q3 2025 and down $5.6 million from Q2 2026
  • Net interest margin of 3.32%, up 28 basis points from Q3 2025
  • Quarterly dividend of $0.50 per common share, payable January 4, 2027, to holders of record on December 10, 2026
  • GAAP efficiency ratio improved to 48.71% from 58.09% in Q3 2025

The filing

CompanyUMB Financial (UMBF)
Form8-K, current report
Filed with the SECOct 27, 2026, 4:05 PM ET
Accession number0001193125-26-434198

Items reported: 2.02 Results of Operations8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 7, 2026, 11:17 PM ET, from this filing only.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.