UMB Financial Q4 profit rises 74.6% to $209.5 million, or $2.74 a diluted share
UMB Financial reported fourth-quarter 2025 GAAP net income available to common shareholders of $209.5 million, or $2.74 per diluted share, up from $120.0 million, or $2.44 per share, a year earlier. Total revenue rose 66.0% year over year to $720.9 million, and the company also declared a quarterly dividend of $0.43 per share, reflecting results that include the Heartland Financial acquisition.
Key points
- GAAP net income available to common shareholders was $209.5 million, or $2.74 per diluted share, versus $120.0 million, or $2.44 per share, in Q4 2024.
- Total revenue was $720.9 million, up 66.0% from Q4 2024 and up 6.3% from Q3 2025.
- Noninterest expense of $425.6 million included $39.7 million in acquisition-related and other nonrecurring costs.
- Quarterly dividend of $0.43 per share is payable April 1, 2026, to holders of record as of March 10, 2026.
The filing
Written by AI on Nov 8, 2026, 12:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 27, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.