Flash FinanceUS
Market closed S&P 5007,549.94+2.35% Nasdaq25,253.14+2.74% Dow 3052,389.75+2.15% Russell 20002,840.81+3.15% Nasdaq-10027,907.62+3.40% MidCap 4003,715.23+3.13% SmallCap 6001,722.37+2.89% VIX19.92-22.31% 10Y Yield4.86+0.10% Close of Nov 09, 2026
AI brief of an SEC Form 8-K · UMB Financial (UMBF)

UMB Financial to acquire El Dorado Savings Bank in $506 million deal

Neutral Impact 5 of 5 m&a

UMB Financial Corporation agreed on October 27, 2026 to acquire El Dorado Savings Bank, F.S.B. in a transaction valued at approximately $506 million, paid 52% in cash and 48% in stock. El Dorado will merge into UMB Bank, and the deal is expected to close in the first quarter of 2027, subject to regulatory and El Dorado shareholder approvals.

Key points

  • Transaction valued at approximately $506 million, consisting of 52% cash and 48% stock.
  • Each El Dorado share would receive 13.553 UMBF common shares plus $1,958.88 in cash; former El Dorado shareholders are expected to own about 2% of the combined company.
  • El Dorado had $2.4 billion in assets, $2.1 billion in total deposits and $0.5 billion in total loans as of September 30, 2026.
  • Deal adds 31 California branches and four Nevada branches, bringing UMB's network to 227 branches across 15 states; expected close is the first quarter of 2027.

The filing

CompanyUMB Financial (UMBF)
Form8-K, current report
Filed with the SECOct 27, 2026, 4:05 PM ET
Accession number0001193125-26-434196

Items reported: 7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 7, 2026, 11:17 PM ET, from this filing only.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.