AI brief of an SEC Form 8-K · UMB Financial (UMBF)

UMB Financial posts Q1 2026 GAAP EPS of $3.35, up from $1.21, and raises buyback authority

Positive Impact 3 of 5 earnings Written later

UMB Financial Corporation reported first quarter 2026 GAAP net income available to common shareholders of $255.6 million, or $3.35 per diluted share, compared with $1.21 a year earlier, and total revenue of $739.2 million, up 31.1%. The company also declared a $0.43 quarterly common dividend and authorized repurchase of up to two million common shares, which the release says increased the prior one million share authorization.

Key points

  • Q1 2026 GAAP EPS of $3.35 versus $2.74 in Q4 2025 and $1.21 in Q1 2025; net operating income per diluted share was $3.41.
  • Net interest margin was 3.38%, up 42 basis points from Q1 2025; net charge-offs were 0.19% of average loans.
  • Quarterly common dividend of $0.43 per share, payable July 1, 2026, to holders of record June 10, 2026.
  • Repurchase authorization covers up to two million shares until the Board meeting following the 2027 annual shareholder meeting.

The filing

CompanyUMB Financial (UMBF)
Form8-K, current report
Filed with the SECApr 28, 2026, 4:05 PM ET
Accession number0001193125-26-186932

Items reported: 2.02 Results of Operations8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 28, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.