811 material Form 8-K filings that 685 companies we cover made with the SEC in April 2025, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
First Financial Bankshares reported first-quarter 2025 net income of $61.35 million, up from $53.40 million a year earlier, with diluted earnings of $0.43 per share versus $0.37. The increase was driven mainly by higher net interest income, which rose to $118.79 million from $100.24 million, as balance sheet growth and bond investments lifted the net interest margin to 3.74% from 3.34%. Shareholders also see higher noninterest expense of $70.34 million, up from $63.94 million.
Net income of $61.35 million for Q1 2025, compared with $53.40 million in Q1 2024
Diluted EPS of $0.43 versus $0.37 a year earlier; book value per share $11.75 at March 31, 2025
Net interest margin of 3.74% versus 3.34%; net interest income of $118.79 million versus $100.24 million
Provision for credit losses of $3.53 million, up from $808 thousand; noninterest expense $70.34 million, up from $63.94 million
BancFirst reported first-quarter 2025 net income of $56.1 million, or $1.67 per diluted share, up from $50.3 million, or $1.50 per diluted share, a year earlier. Net interest income and noninterest income both rose, while noninterest expense increased to $92.2 million, including a $4.4 million charge tied to disposing of certain equity investments. CEO David Harlow said the company is cautious about the rest of 2025 because of market volatility and a rising likelihood of an economic slowdown.
Net income was $56.1 million, or $1.67 per diluted share, versus $50.3 million, or $1.50 per diluted share, in Q1 2024.
Net interest income rose to $115.9 million from $106.1 million; net interest margin was unchanged at 3.70%.
Noninterest expense rose to $92.2 million from $82.8 million, including a $4.4 million charge for disposing of equity investments no longer permissible under the Volcker rule.
Total assets were $14.0 billion at March 31, 2025, and total deposits were $12.1 billion.
Independent Bank Corp. reported first-quarter 2025 net income of $44.4 million, or $1.04 per diluted share, down from $50.0 million, or $1.18 per diluted share, in the fourth quarter of 2024. The company said the decline was primarily driven by a higher loan loss provision, and that operating EPS, which excludes merger-related costs, was $1.06. Shareholders also saw tangible book value per share rise to $47.81 and a 4% quarterly dividend increase, while the company continues its pending acquisition of Enterprise Bancorp.
Net income was $44.4 million, or $1.04 per diluted share, versus $50.0 million, or $1.18 per diluted share, in the fourth quarter of 2024
Net charge-offs rose to $40.9 million from $1.2 million, and the provision for credit losses rose to $15.0 million from $7.5 million
Net interest margin widened to 3.42%, up 9 basis points from the prior quarter, and $300 million of subordinated notes were issued on March 25, 2025
Merger-related costs were $1.2 million in the first quarter tied to the pending acquisition of Enterprise Bancorp
Westamerica Bancorporation reported first quarter 2025 net income of $31.0 million and diluted earnings per share of $1.16, down from $36.4 million and $1.37 a year earlier, and slightly below the $31.7 million and $1.19 of the fourth quarter 2024. Net interest income fell 14.7% year over year, and a $550 thousand reversal of credit loss provision added $0.01 to EPS, so the lower earnings reflect weaker core interest income.
Net income $31.0 million versus $36.4 million in Q1 2024 (down 14.8%); diluted EPS $1.16 versus $1.37 (down 15.3%).
Net interest income (FTE) $56.4 million versus $66.1 million in Q1 2024 (down 14.7%).
A $550 thousand reversal of provision for credit losses added $0.01 to EPS.
Dividend of $0.44 per common share paid in the quarter, unchanged from a year earlier; return on common equity 11.9%.
SL Green reported a first-quarter 2025 net loss attributable to common stockholders of $21.1 million, or $0.30 per share, compared with net income of $13.1 million, or $0.20 per share, a year earlier. Total revenues rose to $239.8 million from $187.9 million, but funds from operations (FFO) fell to $1.40 per share from $3.07, a year-earlier figure that included a $141.7 million debt extinguishment gain.
Net loss attributable to common stockholders of $21.1 million, or $0.30 per share, versus net income of $13.1 million, or $0.20 per share, in Q1 2024.
Total revenues of $239.8 million, up from $187.9 million in Q1 2024.
FFO of $106.5 million, or $1.40 per share, versus $215.4 million, or $3.07 per share, in Q1 2024; the prior-year figure included a $141.7 million gain at 2 Herald Square.
Q1 2025 FFO included $25.0 million of income tied to the expected resolution of a commercial mortgage investment. Manhattan same-store office occupancy was 91.8% at March 31, 2025, versus 92.4% at year-end 2024, with a target of 93.2% by De
D.R. Horton reported fiscal second-quarter 2025 results for the period ended March 31, 2025, with diluted earnings per share of $2.58, down 27% from $3.52 a year earlier, and consolidated revenues of $7.7 billion, down 15%. The company updated its fiscal 2025 guidance and declared a $0.40 quarterly dividend, and management said the spring selling season started slower than expected. Shareholders are affected by lower profit and sales, while the company reduced its outstanding share count by 7% from a year earlier and authorized a new $5.0 billion repurchase program in April 2025.
Net income attributable to D.R. Horton was $810.4 million, or $2.58 per diluted share, versus $1.2 billion, or $3.52 per diluted share, in the same quarter of fiscal 2024.
Net sales orders fell 15% to 22,437 homes, and homes closed fell 15% to 19,276 homes.
Updated fiscal 2025 guidance includes consolidated revenues of $33.3 billion to $34.8 billion and share repurchases of approximately $4.0 billion.
The Board authorized up to $5.0 billion of share repurchases in April 2025, and the quarterly dividend of $0.40 per share is payable May 9, 2025.
Elevance Health said it expects first quarter 2025 GAAP net income of $9.61 per diluted share, including about $2.36 per diluted share of net unfavorable items, and adjusted net income of $11.97 per diluted share. The company reaffirmed full-year 2025 adjusted net income guidance of $34.15 to $34.85 per diluted share, and said Medicare Advantage cost trends were in line with its expectations, though still elevated. Full results are due April 22, 2025.
Q1 2025 GAAP net income expected at $9.61 per diluted share, including about $2.36 per diluted share of net unfavorable items
Q1 2025 adjusted net income expected at $11.97 per diluted share
Full-year 2025 adjusted net income guidance reaffirmed at $34.15 to $34.85 per diluted share
Full-year 2025 Medicare Advantage membership expected at 2,200 to 2,250 thousand members; full results due April 22, 2025
Badger Meter reported first quarter 2025 results, with net sales of $222.2 million, up 13% from $196.3 million a year earlier, and diluted EPS of $1.30, up 31% from $0.99. The results include two months of the SmartCover acquisition, which closed January 30, 2025, and the company said it will maintain its normalized gross margin range of 38-40%, below the 42.9% it reported in the quarter.
Net sales were $222.2 million, up 13% year-over-year; utility water sales rose 16%, or 12% excluding SmartCover.
Operating earnings rose 35% to $49.4 million, and operating margin widened to 22.2% from 18.6%.
Diluted EPS was $1.30 versus $0.99; cash fell to $131.4 million from $295.3 million at year-end 2024 after $184.9 million in acquisitions.
Management expects difficult prior-year comparisons in the second quarter of 2025 and kept its 38-40% normalized gross margin range.
ManpowerGroup reported first-quarter 2025 diluted earnings of $0.12 per share, down from $0.81 a year earlier, with net earnings of $5.6 million versus $39.7 million. Revenue fell 7% to $4.1 billion, and restructuring and tax charges reduced earnings per share by $0.32. For shareholders, the weaker profit and the company's outlook for second-quarter diluted EPS of $0.65 to $0.75 show continued pressure on earnings.
Diluted EPS was $0.12 versus $0.81 a year earlier; net earnings were $5.6 million versus $39.7 million.
Restructuring and tax charges reduced EPS by $0.32; excluding these charges, EPS was $0.44.
Revenues were $4.1 billion, down 7% as reported and down 5% in constant currency.
Second-quarter 2025 diluted EPS is expected between $0.65 and $0.75; $25 million of common stock was repurchased in the quarter.
Ally Financial reported preliminary first-quarter 2025 results, with a GAAP net loss attributable to common shareholders of $253 million, compared with net income of $115 million a year earlier. The company said the decline was primarily driven by a $495 million pre-tax loss from repositioning its securities portfolio, while adjusted EPS of $0.58 rose from $0.41.
GAAP EPS was $(0.82) versus $0.37 in Q1 2024; adjusted EPS was $0.58 versus $0.41
A $495 million pre-tax loss tied to securities repositioning drove the GAAP decline
GAAP total net revenue was $1,541 million versus $1,998 million a year earlier; adjusted total net revenue rose 3% to $2,065 million
Ally reiterated its full-year guidance and paid an unchanged $0.30 quarterly common dividend
F.N.B. Corporation reported first-quarter 2025 net income available to common shareholders of $116.5 million, or $0.32 per diluted share, flat with the same quarter a year earlier. Net interest income rose 1.5% from a year earlier, but operating earnings per diluted share fell to $0.32 from $0.34, so the headline measures point in different directions.
Net income available to common shareholders was $116.5 million, or $0.32 per diluted share, versus $116.3 million, or $0.32, in Q1 2024 and $109.9 million, or $0.30, in Q4 2024.
Operating EPS (non-GAAP) was $0.32, compared with $0.34 in Q1 2024 and $0.38 in Q4 2024.
Net interest income was $323.8 million, up 1.5% from a year earlier; non-interest income was $87.8 million, compared with $87.9 million.
Tangible book value per share (non-GAAP) was $10.83, up 12.3% from March 31, 2024; the CET1 ratio was 10.7% (estimated).
State Street reported first-quarter 2025 diluted EPS of $2.04, up 49% from a year earlier, with total revenue up 5% to $3.28 billion and fee revenue up 6%. The company also said it will redeem all $1 billion of its 5.104% Fixed-to-Floating Rate Senior Notes due 2026 on May 18, 2025, using cash on hand.
Diluted EPS was $2.04 versus $1.37 in 1Q24 and $2.46 in 4Q24; net income was $644 million, up 39% year over year and down 18% from 4Q24.
Total revenue was $3,284 million, up 5% year over year; total expenses fell 3% to $2,450 million.
State Street will redeem all $1 billion of 5.104% Senior Notes on May 18, 2025 at 100% of principal plus accrued interest, funded with cash on hand.
Marsh McLennan reported first quarter 2025 results on April 17, 2025. Revenue rose 9% to $7.1 billion, or 4% on an underlying basis, but GAAP earnings per share fell 1% to $2.79, while adjusted EPS rose 5% to $3.06. The company also repurchased $300 million of stock and repaid $500 million of senior notes during the quarter.
Revenue of $7.1 billion, up 9% from the first quarter of 2024; underlying revenue growth of 4%
GAAP EPS of $2.79, down 1%; adjusted EPS of $3.06, up 5%, including a 10-cent benefit from favorable discrete tax items
Repurchased 1.3 million shares for $300 million in the first quarter
Repaid $500 million of senior notes that matured in March
Huntington Bancshares reported first-quarter 2025 net income of $527 million, or $0.34 per common share, up $108 million (26%) from the year-ago quarter but down $3 million from the prior quarter. The Board also approved a repurchase authorization of up to $1 billion of common shares, with no expiration date.
Net income $527 million, or $0.34 per share; down $3 million from Q4 2024 and up $108 million (26%) from Q1 2024
Total revenue (FTE) $1,935 million, down 2% from the prior quarter and up 10% from the year-ago quarter
Net interest margin 3.10%, up 7 basis points from the prior quarter; average total loans and leases $130.9 billion, up 7% year over year
Board approved a repurchase authorization of up to $1 billion of common shares, with no expiration date
Blackstone reported first-quarter 2025 results with GAAP net income attributable to Blackstone Inc. of $615 million, down from $847 million a year earlier, and diluted EPS of $0.80 versus $1.11. Distributable earnings rose 11% to $1.4 billion ($1.09 per share), and the company declared a $0.93 quarterly dividend.
GAAP net income attributable to Blackstone Inc. was $615 million in Q1 2025, versus $847 million in Q1 2024
Total revenues were $3.29 billion, versus $3.69 billion a year earlier
Distributable earnings were $1.4 billion ($1.09 per share), versus $1.27 billion in Q1 2024; fee related earnings were $1.3 billion ($1.03 per share)
Quarterly dividend of $0.93 per share, payable May 5, 2025 to holders of record on April 28, 2025
Fifth Third Bancorp reported first-quarter 2025 net income available to common shareholders of $478 million, or $0.71 per diluted share, compared with $0.85 in the prior quarter and $0.70 in the year-ago quarter. Net interest income rose 4% from a year earlier to $1,442 million, while noninterest income fell 2% year over year, and the filing includes no updated financial guidance.
Diluted EPS of $0.71 vs. $0.85 in Q4 2024 and $0.70 in Q1 2024
Net interest income of $1,442 million, up 4% year over year; net interest margin of 3.03%, up 17 bps from a year earlier
Noninterest income of $694 million, down 5% from Q4 2024 and down 2% from Q1 2024; noninterest expense of $1,304 million
Fifth Third repurchased $225 million of common stock in the quarter; CET1 capital ratio was 10.45%
Snap-on reported first-quarter 2025 net sales of $1,141.1 million, down 3.5% from a year earlier, with a 2.3% organic decline and $13.9 million of unfavorable currency effects. Net earnings attributable to Snap-on fell to $240.5 million, or $4.51 per diluted share, from $263.5 million, or $4.91, a year ago, and the prior-year period included an $8.8 million after-tax benefit from legal payments. Shareholders see lower sales and earnings, with the company citing reluctance to buy financed products in the Tools Group and mixed results across segments.
Net sales of $1,141.1 million, down $41.2 million or 3.5% from the first quarter of 2024
Diluted EPS of $4.51 versus $4.91 a year ago; prior-year results included $0.16 per share from legal payments
Gross margin of 50.7%, up 20 basis points; Repair Systems & Information operating margin rose to 25.7% from 24.3%
2025 outlook: capital expenditures of about $100 million and full-year effective tax rate of 22% to 23%
KeyCorp reported first-quarter 2025 net income from continuing operations attributable to common shareholders of $370 million, or $0.33 per diluted share, compared with a net loss of $279 million in the fourth quarter of 2024 and $183 million in the first quarter of 2024. Total revenue rose 16% year over year to $1.8 billion while noninterest expense fell 1%, which the company said produced positive operating leverage.
Net income of $370 million, or $0.33 per diluted share, versus $183 million, or $0.20 per share, in Q1 2024
Total revenue of $1.8 billion, up 16% year over year; net interest margin rose to 2.58%
Net loan charge-offs of $110 million; nonperforming assets declined 9% from the prior quarter to $700 million
In March 2025, the board authorized a new repurchase program of up to $1 billion of common shares
Truist reported first quarter 2025 net income available to common shareholders of $1.2 billion, or $0.87 per diluted share, compared with $0.91 in the fourth quarter of 2024 and $0.81 a year earlier. Total taxable-equivalent revenue fell 3.2% from the prior quarter to $4.95 billion, while noninterest expense dropped 4.3%, and the company repurchased $500 million of common stock.
Net income available to common shareholders was $1.2 billion, or $0.87 per diluted share, versus $0.91 in 4Q24 and $0.81 in 1Q24.
Total taxable-equivalent revenue was $4.95 billion, down 3.2% from 4Q24 and up from $4.87 billion in 1Q24.
Noninterest expense was $2.91 billion, down 4.3% from the prior quarter, with restructuring charges rising to $38 million.
Truist repurchased $500 million of common shares and reported a CET1 ratio of 11.3%, versus 11.5% at year-end 2024.
Regions Financial reported first-quarter 2025 net income available to common shareholders of $465 million, or $0.51 per diluted share, up from $343 million and $0.37 a year earlier. Adjusted diluted EPS was $0.54, compared with $0.44 a year earlier, and total revenue was $1.8 billion, up 2.1% from the first quarter of 2024 but down 1.7% from the fourth quarter of 2024. Results were reduced by $25 million of pre-tax realized securities losses from a securities repositioning.
Net income available to common shareholders was $465 million, up 36% year over year but down from $508 million in the fourth quarter of 2024.
Total revenue was $1,784 million, up 2.1% year over year and down 1.7% from the fourth quarter.
Net charge-offs were $123 million, or 0.52% of average loans, annualized; the common equity Tier 1 ratio was an estimated 10.8%.
The company repurchased about 10.4 million shares for $242 million and declared $226 million in common dividends during the quarter.
Texas Capital Bancshares reported first quarter 2025 net income available to common stockholders of $42.7 million, or $0.92 per diluted share, down from $66.7 million, or $1.43, in the fourth quarter of 2024 but up from $21.8 million, or $0.46, a year earlier. Stockholders did not approve the 2024 advisory say-on-pay vote at the April 15, 2025 annual meeting.
Q1 2025 net income available to common stockholders $42.7 million, or $0.92 per diluted share, versus $1.43 in Q4 2024 and $0.46 in Q1 2024
Provision for credit losses $17.0 million, including $9.8 million in net charge-offs
Say-on-pay advisory vote: 19,371,896 for and 21,790,636 against; not approved
Repurchased 396,106 shares for $31.2 million during the first quarter
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Briefs marked “Written later” were written in November 2026 for filings that were by then more than three weeks old, so months before mid-October 2026 hold a selection: every material 8-K of the past year for the 100 largest companies we cover and the last 15 important 8-Ks of every other one. Briefs the number check holds back are not shown or counted. Also: the last 45 days, briefs by company, A–Z and the live SEC filings wire.