811 material Form 8-K filings that 685 companies we cover made with the SEC in April 2025, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
Wintrust Financial Corporation reported first-quarter 2025 net income of $189.0 million, or $2.69 per diluted share, up from $185.4 million, or $2.63 per diluted share, in the fourth quarter of 2024. The company said this was a record quarterly net income, though diluted EPS was below the $2.89 reported in the first quarter of 2024.
Net income of $189.0 million, or $2.69 per diluted share, for Q1 2025, compared with $2.63 per diluted share in Q4 2024 and $2.89 in Q1 2024
Net interest income rose to $526.5 million, and net interest margin increased to 3.54% from 3.49% in Q4 2024
Total deposits increased by about $1.1 billion and total loans increased by $653 million in the quarter
Provision for credit losses was $24.0 million, up from $17.0 million in Q4 2024, while net charge-offs fell to $12.6 million
Cathay General Bancorp reported first-quarter 2025 net income of $69.5 million, or $0.98 per diluted share, down from $80.2 million and $1.12 per share in the fourth quarter of 2024. Net interest income rose 3.3% and the net interest margin widened to 3.25%, but lower non-interest income and higher FDIC assessments offset part of that gain.
Net income was $69.5 million, down $10.7 million or 13.3% from the fourth quarter of 2024; diluted EPS was $0.98 versus $1.12 a quarter earlier and $0.98 a year earlier.
Net interest income before provision for credit losses rose 3.3% to $176.6 million, and the net interest margin increased to 3.25% from 3.07%.
Non-performing assets fell 11.5% to $173.7 million as of March 31, 2025, from $196.3 million at December 31, 2024.
The company completed its $125.0 million share repurchase program, buying 876,906 shares for $41.1 million at an average cost of $46.83.
AZZ reported results for fiscal 2025, which ended February 28, 2025, with full-year sales of $1,577.7 million, up 2.6%, and adjusted diluted EPS of $5.20, up 14.8%. GAAP diluted EPS fell 48.3% to $1.79 after a $75.2 million redemption premium on the Series A Preferred Stock, and fourth-quarter sales fell 4.0% on inclement weather. The company reiterated its fiscal 2026 guidance, including sales of $1.625 billion to $1.725 billion.
Fiscal 2025 sales were $1,577.7 million, up 2.6%, and adjusted net income was $156.8 million, up 18.1%.
GAAP diluted EPS was $1.79, down 48.3%, including the $75.2 million redemption premium on Series A Preferred Stock.
Fourth-quarter sales were $351.9 million, down 4.0%, primarily due to inclement weather; adjusted diluted EPS was $0.98, up 5.4%.
Fiscal 2026 guidance was reiterated: sales of $1.625 to $1.725 billion, adjusted EBITDA of $360 to $400 million, and adjusted diluted EPS of $5.50 to $6.10.
Western Alliance Bancorporation reported first quarter 2025 net income of $199.1 million and diluted earnings per share of $1.79, up from a year earlier but down from the fourth quarter of 2024. The company also reappointed Kenneth A. Vecchione as President and Chief Executive Officer, effective April 15, 2025, ending the temporary leave under which Dale Gibbons had served as interim CEO.
Net income of $199.1 million, up 12.2% from $177.4 million a year earlier and down 8.2% from $216.9 million in the fourth quarter of 2024.
Diluted earnings per share of $1.79, compared with $1.60 a year earlier and $1.95 in the fourth quarter of 2024.
Net revenue of $778.0 million, up 6.8% year over year and down 7.2% from the fourth quarter of 2024.
Kenneth A. Vecchione reappointed President and CEO effective April 15, 2025; Dale Gibbons remains Vice Chair and Chief Financial Officer.
Calix reported first-quarter 2025 results, with revenue of $220.2 million, up 6.9% from the prior quarter but down 2.7% from a year earlier, and a GAAP net loss of $4.8 million compared with net income of $0.1 million a year earlier. Non-GAAP diluted EPS of $0.19 came in above the company's January guidance of $0.10 to $0.16, and the company guided second-quarter revenue to $221 million to $227 million.
Q1 2025 revenue was $220.2 million, versus guidance of $204.0 million to $210.0 million and $226.3 million a year earlier.
GAAP net loss was $4.8 million, or $0.07 per diluted share; non-GAAP diluted EPS was $0.19.
Second-quarter 2025 guidance: revenue of $221 million to $227 million and non-GAAP diluted EPS of $0.18 to $0.24.
The Board authorized an additional $100 million under the share repurchase program; $62.9 million remained available at quarter end.
Medpace reported first-quarter 2025 revenue of $558.6 million and GAAP diluted EPS of $3.67, both up from the prior-year quarter, and issued 2025 guidance of $2.140 billion to $2.240 billion in revenue and $12.26 to $13.04 in diluted EPS. Its board also raised the stock repurchase program by $1.0 billion on April 17, 2025, and the company amended its $600 million unsecured credit facility with PNC Bank.
Q1 2025 revenue was $558.6 million, up 9.3% from $511.0 million; GAAP net income was $114.6 million, or $3.67 per diluted share, versus $3.20 a year earlier.
Net new business awards fell 18.8% to $500.0 million, giving a 0.90x book-to-bill ratio; backlog decreased 2.1% to $2,846.0 million.
Board approved a $1.0 billion increase to the stock repurchase program on April 17, 2025; $344.8 million remained under the program at March 31, 2025.
Full-year 2025 guidance: revenue of $2.140 billion to $2.240 billion and GAAP diluted EPS of $12.26 to $13.04.
W. R. Berkley reported first-quarter 2025 net income to common stockholders of $417.6 million, or $1.04 per diluted share, down from $442.5 million, or $1.09 per diluted share, a year earlier. Total revenues rose to $3.55 billion from $3.26 billion, and net premiums written reached a record $3.1 billion, but the reported combined ratio worsened to 90.9% from 88.8%, partly due to $111.1 million of catastrophe losses.
Net income to common stockholders was $417.6 million versus $442.5 million in Q1 2024; diluted EPS was $1.04 versus $1.09.
Total revenues were $3.55 billion versus $3.26 billion in Q1 2024.
Reported combined ratio was 90.9% versus 88.8%, including $111.1 million of current accident year catastrophe losses.
Net premiums written grew 10% to a record $3.1 billion, and return on equity was 19.9%.
Zions Bancorporation reported first-quarter 2025 net earnings of $169 million, or $1.13 per diluted share, up from $143 million and $0.96 a year earlier but down from $200 million and $1.34 in the fourth quarter of 2024. Results include a $16 million, or $0.11 per share, income tax charge from revaluing deferred tax assets after new state tax legislation, and the company said the tax law change will reduce taxes on securities income in future periods.
Net earnings $169 million and diluted EPS $1.13, versus $143 million and $0.96 in Q1 2024 and $200 million and $1.34 in Q4 2024
Net interest margin 3.10%, compared with 2.94% a year earlier
Additional income tax expense of $16 million, or $0.11 per share, from revaluation of deferred tax assets
Estimated CET1 capital ratio 10.8%, compared with 10.4%; four California branches acquired from FirstBank added about $630 million in deposits and $420 million in loans
ServisFirst Bancshares reported first-quarter 2025 net income of $63.2 million, or $1.16 per diluted share, up 26.4% and 26.1% respectively from the first quarter of 2024. Compared with the fourth quarter of 2024, net income fell 3.0% from $65.2 million and diluted EPS fell from $1.19. Shareholders get a year-over-year improvement in earnings alongside a small sequential decline, plus higher deposits and loans and a higher capital ratio.
Diluted EPS $1.16 versus $1.19 in Q4 2024 and $0.92 in Q1 2024; the Q1 2024 figure included a $1.8 million FDIC special assessment adjustment.
Net interest income $123.6 million; net interest margin 2.92%, down from 2.96% in Q4 2024 and up from 2.66% in Q1 2024.
Total deposits $14.43 billion, up $885.6 million from Q4 2024; loans $12.89 billion, up $281.0 million.
Annualized net charge-offs 0.19% of average loans, up from 0.09% in Q4 2024; common equity tier 1 capital ratio 11.48%, with regulatory capital ratios for the period described as preliminary.
AGNC Investment Corp. reported first-quarter 2025 comprehensive income of $0.12 per common share, made up of $0.02 net income and $0.10 other comprehensive income. Tangible net book value per share fell 1.9% to $8.25, but the company's net spread and dollar roll income rose to $0.44 per share from $0.37 in the prior quarter, and it declared $0.36 in dividends.
Comprehensive income of $0.12 per common share, including $0.02 net income per common share, versus $(0.11) comprehensive loss per share in Q4 2024
Tangible net book value per common share of $8.25 at March 31, 2025, down from $8.41 at December 31, 2024
Net spread and dollar roll income of $0.44 per common share, up from $0.37 in the prior quarter; dividends declared of $0.36 per share
Issued 49.7 million shares through at-the-market offerings for net proceeds of $509 million; tangible 'at risk' leverage ended the quarter at 7.5x
TrustCo Bank Corp NY reported first quarter 2025 net income of $14.3 million, or $0.75 per diluted share, up 17.7% from $12.1 million, or $0.64 per diluted share, a year earlier. The results were furnished in an 8-K with the earnings press release, which also cites a 10.4% rise in net interest income to $40.4 million and average loans and deposits up 2.1% and 1.9%. The company also announced a stock repurchase program for up to one million shares, about 5% of outstanding common stock.
Net income of $14.3 million, up 17.7% from $12.1 million; diluted EPS of $0.75 vs. $0.64
Net interest income of $40.4 million, up 10.4%; net interest margin of 2.64% vs. 2.44%
Stock repurchase program for up to one million shares, about 5% of outstanding common stock
Nonperforming loans were 0.37% of total loans as of March 31, 2025, unchanged from a year earlier
Bank of Hawaii Corporation reported first-quarter 2025 diluted earnings per common share of $0.97, compared with $0.87 a year earlier and $0.85 in the prior quarter. Net income rose 20.9% from a year earlier to $44.0 million, driven by higher net interest income and a net interest margin of 2.32%. The company also declared a $0.70 quarterly dividend per common share.
Diluted EPS $0.97 versus $0.87 a year earlier and $0.85 in the linked quarter
Net income $44.0 million, up 20.9% from a year earlier and 12.3% from the linked quarter
Net interest income $125.8 million, up 10.4% from a year earlier; net interest margin 2.32% versus 2.11%
Quarterly dividend $0.70 per common share, payable June 13, 2025 to holders of record on May 30, 2025; no shares repurchased in the quarter
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Briefs marked “Written later” were written in November 2026 for filings that were by then more than three weeks old, so months before mid-October 2026 hold a selection: every material 8-K of the past year for the 100 largest companies we cover and the last 15 important 8-Ks of every other one. Briefs the number check holds back are not shown or counted. Also: the last 45 days, briefs by company, A–Z and the live SEC filings wire.