1,086 material Form 8-K filings that 883 companies we cover made with the SEC in July 2025, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
Gaming and Leisure Properties reported second quarter 2025 revenue of $394.9 million, up from $380.6 million a year earlier, while net income fell to $156.2 million from $214.4 million and diluted EPS fell to $0.54 from $0.77. The REIT also raised the low end of its full-year 2025 AFFO guidance to $1.112 billion to $1.118 billion, or $3.85 to $3.87 per diluted share, from $1.109 billion to $1.118 billion, or $3.84 to $3.87.
Q2 2025 total revenue $394.9 million vs $380.6 million in Q2 2024; AFFO $276.1 million vs $264.4 million
Net income $156.2 million vs $214.4 million; provision for credit losses was $53.7 million vs a $3.8 million benefit a year earlier
FFO per diluted share $0.79 vs $1.00; AFFO per diluted share $0.96 vs $0.94
2025 AFFO guidance now $1.112 billion to $1.118 billion, or $3.85 to $3.87 per diluted share and OP/LTIP unit
Moog reported fiscal third-quarter 2025 net sales of $971 million, up 7%, and diluted earnings per share of $1.87, up 7%. It raised its full-year net sales guidance to $3.8 billion from $3.7 billion, but lowered its diluted EPS guidance to $7.44 from $7.89 and its adjusted operating margin guidance to 12.8% from 13.0%. The board also declared a quarterly dividend of $0.29 per share.
Q3 adjusted diluted EPS was $2.37, up 24% from $1.91 a year earlier.
Tompkins Financial reported second-quarter 2025 diluted earnings per share of $1.50, up from $1.10 a year earlier, with net income of $21.5 million, up 36.9%. The company also declared a $0.62 per share dividend and approved a new repurchase program of up to 400,000 shares over 24 months, replacing a prior program, which may affect the share count held by shareholders.
Q2 2025 diluted EPS was $1.50 versus $1.10 in Q2 2024; net income was $21.5 million, up 36.9% year over year.
Net interest margin was 3.08% in Q2 2025, up 35 basis points from 2.73% a year earlier.
A $4.7 million partial charge-off on one commercial real estate relationship raised Q2 net charge-offs to $5.3 million.
Board declared a $0.62 per share dividend payable August 15, 2025, to holders of record on August 8, 2025.
Portland General Electric reported second quarter 2025 total revenues of $807 million, up from $758 million a year earlier, but GAAP net income fell to $62 million, or $0.56 per diluted share, from $72 million, or $0.69. The company reaffirmed its 2025 adjusted earnings guidance of $3.13 to $3.33 per diluted share, so shareholders see higher sales alongside lower reported profit and no change to the full-year outlook.
Q2 2025 total revenues were $807 million, versus $758 million in Q2 2024.
GAAP net income was $62 million, or $0.56 per diluted share, versus $72 million, or $0.69, a year earlier.
Non-GAAP net income was $73 million, or $0.66 per diluted share, excluding $15 million of business transformation and optimization expenses.
2025 adjusted EPS guidance of $3.13 to $3.33 was reaffirmed; a quarterly dividend of $0.525 per share is payable on or before October 15, 2025.
First Hawaiian reported second-quarter 2025 net income of $73.2 million, or $0.58 per diluted share, up from $59.2 million, or $0.47 per share, in the first quarter and $61.9 million, or $0.48 per share, a year earlier. The results were helped by a $5.1 million net tax benefit from a recent California tax code change and a lower provision for credit losses, and the board declared a $0.26 quarterly dividend.
Net income was $73.2 million, or $0.58 per diluted share, versus $59.2 million, or $0.47, in Q1 2025 and $61.9 million, or $0.48, in Q2 2024.
Net interest margin rose 3 basis points to 3.11%, and net interest income increased $3.1 million to $163.6 million.
Provision for credit losses was $4.5 million, down from $10.5 million in Q1 2025.
The board declared a quarterly dividend of $0.26 per share, payable August 29, 2025, to holders of record on August 18, 2025.
Gentex reported second-quarter 2025 net sales of $657.9 million, up 15% year over year, with VOXX contributing $78.8 million after the April 1, 2025 acquisition closed. Net income attributable to Gentex rose 12% to $96.0 million, and diluted EPS was $0.43, up 16%. The company raised its full-year 2025 consolidated revenue guidance to $2.44 billion to $2.61 billion, though it cited weaker China sales and lower light vehicle production in its primary markets.
Q2 2025 net sales were $657.9 million, including $78.8 million from VOXX; core Gentex sales were $579.0 million, up 1%
Diluted EPS was $0.43 versus $0.37 a year earlier; adjusted diluted EPS was $0.47 after acquisition and severance costs
2025 consolidated revenue guidance rose to $2.44 billion to $2.61 billion from $2.15 billion to $2.32 billion; Q2 China sales were about $33 million versus a forecast of $50 million to $60 million
Saia reported second quarter 2025 results on July 25, 2025, with revenue of $817.1 million, down 0.7% from a year earlier, and operating income of $99.4 million, down 27.8%. Diluted earnings per share were $2.67 compared with $3.83 in the second quarter of 2024, and the operating ratio rose to 87.8% from 83.3%, so lower profit reduces earnings for shareholders.
Diluted EPS was $2.67 versus $3.83 in Q2 2024; operating income was $99.4 million versus the prior-year level, down 27.8%
Operating ratio was 87.8% compared with 83.3% a year earlier
LTL shipments per workday fell 2.8%, while LTL tonnage per workday rose 1.1%
Company expects 2025 net capital expenditures of approximately $600 million to $650 million, subject to market conditions
Sensient Technologies reported second-quarter 2025 revenue of $414.2 million, up 2.7%, and diluted EPS of 88 cents, up from 73 cents a year earlier. The company raised the low end of its 2025 local currency adjusted EBITDA growth outlook, while GAAP diluted EPS guidance of $3.13 to $3.23 was unchanged.
Q2 2025 revenue was $414.2 million, up 2.7% from $403.5 million; operating income rose 16.2% to $57.7 million.
Diluted EPS was 88 cents versus 73 cents in Q2 2024, including $3.3 million of Portfolio Optimization Plan costs.
2025 local currency adjusted EBITDA growth outlook is now high single-digit, up from mid-single-digit to high single-digit.
2025 GAAP diluted EPS guidance remains between $3.13 and $3.23, including about 20 cents of Portfolio Optimization Plan costs.
Phillips 66 reported second-quarter 2025 earnings of $877 million, or $2.15 per diluted share, up from $487 million, or $1.18 per share, in the first quarter. Adjusted earnings were $973 million, or $2.38 per share, compared with an adjusted loss of $368 million in the first quarter, and the company returned $906 million to shareholders through dividends and buybacks.
Reported earnings were $877 million, or $2.15 per diluted share, versus $487 million, or $1.18 per share, in Q1 2025.
Adjusted earnings were $973 million, or $2.38 per share, versus an adjusted loss of $368 million in Q1 2025.
Compared with Q2 2024, reported earnings of $1,015 million and $2.38 per share were higher than this quarter's $877 million, $2.15 per share.
Net operating cash flow was $845 million, and $906 million was returned to shareholders through dividends and share repurchases.
Virtus Investment Partners reported second-quarter 2025 results for the three months ended June 30, 2025. GAAP diluted earnings per share were $6.12, up from $2.43 a year earlier, while revenues fell 6% to $210.5 million and ending assets under management were $170.7 billion. Adjusted diluted EPS was $6.25, down 4% from a year earlier but up 9% from the prior quarter.
GAAP diluted EPS of $6.12 vs. $2.43 in Q2 2024 and $4.05 in Q1 2025
Revenues of $210.5 million, down 6% from $224.4 million a year earlier and 3% from $217.9 million in Q1 2025
Net outflows of $3.9 billion in the quarter; ending assets under management of $170.7 billion
Repurchased 175,872 shares for $30.0 million during the quarter
AutoNation reported second-quarter 2025 revenue of $7.0 billion, up 8% from a year earlier, led by new vehicle, finance, and after-sales growth. GAAP diluted EPS fell 29% to $2.26 after $141.3 million of pre-tax goodwill, franchise rights, and other asset impairments, while adjusted diluted EPS rose 37% to $5.46. Shareholders face a higher top line alongside lower reported earnings, and the release includes no new full-year guidance.
Revenue was $6,974.4 million, up 8% from $6,480.4 million; net income was $86.4 million versus $130.2 million a year ago.
Diluted EPS was $2.26 versus $3.20; adjusted diluted EPS was $5.46 versus $3.99, excluding $123 million, or $3.21 per share, of after-tax impairments.
Repurchased 1.5 million shares for $254 million in the first half, with more than $607 million of authorization remaining.
Completed a $700 million AN Finance asset-backed securitization at a weighted-average fixed rate of 4.90%.
Lear reported second-quarter 2025 sales of $6.0 billion, flat from a year earlier, and net income attributable to Lear of $165 million, down from $173 million. The company also restored full-year 2025 guidance with net sales of $22,470 million to $23,070 million and core operating earnings of $955 million to $1,095 million. Shareholders see mixed results: reported EPS rose to $3.06 from $3.02, but adjusted EPS fell to $3.47 from $3.60.
Q2 2025 net sales were $6,030.4 million versus $6,012.4 million in Q2 2024
Net income attributable to Lear was $165.2 million versus $173.1 million; diluted EPS was $3.06 versus $3.02
Adjusted EPS was $3.47 versus $3.60; core operating earnings were $291.8 million versus $302.0 million
Full-year 2025 outlook: net sales $22,470 million to $23,070 million; free cash flow $420 million to $520 million
Lakeland Financial reported record second quarter 2025 net income of $27.0 million, up 20% from $22.5 million a year earlier, with diluted EPS of $1.04 versus $0.87. Net interest income rose 14% to $54.9 million, and provision expense fell to $3.0 million from $8.5 million, while noninterest income fell 44% because of a prior-year Visa share gain.
Q2 2025 net income $27.0 million, up 20% from $22.5 million; diluted EPS $1.04 versus $0.87
Net interest income $54.9 million, up 14%; net interest margin 3.42% versus 3.17%
Provision expense $3.0 million versus $8.5 million; nonaccrual loans fell 46% to $30.6 million
Quarterly dividend of $0.50 per share payable August 5, 2025, to holders of record July 25, 2025
Central Pacific Financial Corp. reported second-quarter 2025 net income of $18.3 million, or $0.67 per diluted share, up from $17.8 million, or $0.65, in the first quarter and $15.8 million, or $0.58, a year earlier. The board also declared a $0.27 quarterly dividend and adopted amended bylaws effective July 24, 2025, which change shareholder meeting and nomination procedures.
Net income $18.3 million, or $0.67 diluted EPS, versus $17.8 million, or $0.65, in Q1 2025 and $15.8 million, or $0.58, in Q2 2024
Net interest margin rose 13 basis points to 3.44% from 3.31% in the prior quarter; efficiency ratio improved to 60.36% from 61.16%
Provision for credit losses was $5.0 million; net charge-offs were $4.7 million, including a $2.0 million full charge-off of a commercial and industrial loan
Quarterly dividend of $0.27 per share payable September 15, 2025 to holders of record on August 29, 2025
Booz Allen Hamilton reported first-quarter fiscal 2026 results for the quarter ended June 30, 2025, with revenue down 0.6% year over year to $2.9 billion while adjusted diluted EPS rose 7.2% to $1.48. GAAP net income rose to $271 million, helped by an $86 million release of tax reserves tied to an IRS agreement. For shareholders, top-line sales fell while adjusted per-share earnings and backlog of $38.3 billion increased, and the company set fiscal 2026 revenue guidance of $12.0 billion to $12.5 billion.
Revenue was $2,924 million, down from $2,942 million a year earlier (down 0.6%).
Adjusted diluted EPS was $1.48, up from $1.38 (up 7.2%); GAAP diluted EPS was $2.16, up from $1.27.
Total backlog was $38,265 million as of June 30, 2025, up 10.7%; the quarterly book-to-bill ratio was 1.42x.
Fiscal 2026 guidance: revenue of $12.0 billion to $12.5 billion and adjusted diluted EPS of $6.20 to $6.55.
Carter's reported fiscal second-quarter 2025 net sales of $585.3 million, up 3.7% from a year earlier, but GAAP operating income fell to $4.0 million from $39.5 million and diluted EPS was $0.01 versus $0.76. The company suspended its fiscal 2025 guidance, citing its April 2025 leadership transition and uncertainty over proposed new tariffs, which matters to shareholders because it removes the company's current full-year earnings outlook.
Net sales of $585.3 million, up 3.7% from $564.4 million; U.S. Retail comparable net sales rose 2.2%.
GAAP diluted EPS of $0.01 vs. $0.76 a year earlier; adjusted diluted EPS of $0.17, excluding $6.6 million in operating model improvement costs and $1.1 million in leadership transition costs.
Fiscal 2025 guidance suspended; the company expects about $35 million in net additional baseline tariff impact to pre-tax earnings in the second half.
Paid a $0.25 per share dividend ($9.1 million) in the quarter; no shares repurchased in the first half; net cash used in operations was $8.3 million for the first half.
Flagstar Financial reported a second-quarter 2025 net loss of $70 million, or $78 million attributable to common stockholders ($0.19 per diluted share), improved from a $100 million net loss in the first quarter but still a loss. The company also announced plans to merge its holding company into Flagstar Bank, N.A., which it says is expected to reduce costs and simplify its structure.
Net loss attributable to common stockholders was $78 million, or $0.19 per diluted share, versus $108 million, or $0.26 per diluted share, in Q1 2025.
Total revenues were $496 million, up from $490 million in Q1 2025 but down from $671 million in Q2 2024.
Adjusted net loss attributable to common stockholders was $60 million, or $0.14 per diluted share, after $14 million of merger-related expenses and other notable items.
Plans to merge the holding company into Flagstar Bank, N.A. were announced on July 24, 2025, per the CEO's commentary.
Aon plc reported second-quarter 2025 results on July 25, 2025, with total revenue up 11% to $4.2 billion and organic revenue growth of 6%. Diluted EPS rose 8% to $2.66 and adjusted EPS rose 19% to $3.49, while the company reaffirmed its full-year 2025 financial guidance. For shareholders, the quarter's growth was offset in part by a 8% decline in six-month diluted EPS to $7.10.
Q2 total revenue rose 11% to $4.2 billion, including 6% organic growth and the contribution from NFP.
Q2 diluted EPS was $2.66, up from $2.46; adjusted diluted EPS was $3.49, up from $2.93.
First-half diluted EPS fell 8% to $7.10, while free cash flow rose 13% to $816 million.
Aon repurchased 0.7 million shares for approximately $250 million in Q2 and had about $1.8 billion of remaining authorization.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Briefs marked “Written later” were written in November 2026 for filings that were by then more than three weeks old, so months before mid-October 2026 hold a selection: every material 8-K of the past year for the 100 largest companies we cover and the last 15 important 8-Ks of every other one. Briefs the number check holds back are not shown or counted. Also: the last 45 days, briefs by company, A–Z and the live SEC filings wire.