Tompkins Financial Q2 diluted EPS rises to $1.50 from $1.10; new buyback approved
Tompkins Financial reported second-quarter 2025 diluted earnings per share of $1.50, up from $1.10 a year earlier, with net income of $21.5 million, up 36.9%. The company also declared a $0.62 per share dividend and approved a new repurchase program of up to 400,000 shares over 24 months, replacing a prior program, which may affect the share count held by shareholders.
Key points
- Q2 2025 diluted EPS was $1.50 versus $1.10 in Q2 2024; net income was $21.5 million, up 36.9% year over year.
- Net interest margin was 3.08% in Q2 2025, up 35 basis points from 2.73% a year earlier.
- A $4.7 million partial charge-off on one commercial real estate relationship raised Q2 net charge-offs to $5.3 million.
- Board declared a $0.62 per share dividend payable August 15, 2025, to holders of record on August 8, 2025.
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 6:57 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 25, 2025.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.