AI brief of an SEC Form 8-K · Tompkins Financial (TMP)

Tompkins Financial Q1 EPS rises 16.1% to $1.37; declares $0.62 dividend

Positive Impact 3 of 5 earnings Written later

Tompkins Financial reported first-quarter 2025 diluted earnings per share of $1.37, up 16.1% from $1.18 a year earlier, and net income of $19.7 million, up 16.6% from $16.9 million. The increase was mainly driven by higher net interest income, partly offset by a higher provision for credit losses. The board also declared a $0.62 per share dividend, payable May 16, 2025.

Key points

  • Diluted EPS of $1.37 for Q1 2025, versus $1.18 in Q1 2024 and unchanged from Q4 2024
  • Net income of $19.7 million, up 16.6% from $16.9 million a year earlier
  • Net interest margin of 2.98%, up from 2.73% in Q1 2024; provision for credit losses was $5.3 million versus $854,000
  • Dividend of $0.62 per share declared April 24, 2025, payable May 16, 2025, to holders of record on May 9, 2025

The filing

CompanyTompkins Financial (TMP)
Form8-K, current report
Filed with the SECApr 25, 2025, 9:18 AM ET
Accession number0001005817-25-000008

Items reported: 2.02 Results of Operations8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:58 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 25, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.