1,086 material Form 8-K filings that 883 companies we cover made with the SEC in July 2025, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
WaFd reported net income of $61.952 million and diluted earnings of $0.73 per share for the quarter ended June 30, 2025, up from $56.252 million and $0.65 in the March quarter. Compared with the June 30, 2024 quarter, net income fell 4% and EPS fell 3%, from $0.75. Shareholders benefit from the sequential gain in earnings, net interest margin and share repurchases, but non-performing assets rose.
Net interest income was $168 million, up $7.1 million or 4% from the prior quarter, and net interest margin rose to 2.69% from 2.55%.
The efficiency ratio improved to 56.0% from 58.3% in the prior quarter.
The company repurchased 1,662,508 shares at a weighted average price of $29.08 per share during the quarter.
Non-performing assets rose to $97 million, or 0.36% of total assets, from 0.26% in the prior quarter.
Ally Financial reported preliminary second-quarter 2025 results in an 8-K filed July 18, 2025. GAAP net income attributable to common shareholders was $324 million, up from $191 million a year earlier, and reversed a $253 million loss in the first quarter, which included repositioning items. Adjusted EPS of $0.99 was up from $0.73, though adjusted total net revenue was flat year over year.
GAAP EPS of $1.04 compared with $0.62 in 2Q 2024 and a loss of $(0.82) in 1Q 2025
Adjusted EPS of $0.99 compared with $0.73 in 2Q 2024
GAAP total net revenue of $2,082 million, up 3% year over year; adjusted total net revenue of $2,064 million, flat year over year
Quarterly common dividend of $0.30 per share, unchanged year over year; the sale of Credit Card closed April 1, 2025
F.N.B. Corporation reported second quarter 2025 net income available to common shareholders of $130.7 million, or $0.36 per diluted share, up from $123.0 million, or $0.34, a year earlier and $116.5 million, or $0.32, in the first quarter of 2025. Record revenue of $438 million rose 6.5% from the prior quarter, driven mainly by margin expansion, and the company reported a CET1 ratio of 10.8% (estimated).
Net income available to common shareholders was $130.7 million, or $0.36 per diluted share, versus $0.34 in Q2 2024 and $0.32 in Q1 2025.
Record net interest income of $347.2 million rose $23.4 million, or 7.2%, from the prior quarter, and net interest margin (FTE) was 3.19%.
Provision for credit losses was $25.6 million, up from $17.5 million in the prior quarter, with net charge-offs of $21.8 million.
The company repurchased 0.7 million shares at a weighted average price of $13.85 in the second quarter, and tangible book value per share rose to $11.14.
Huntington Bancshares reported second-quarter 2025 net income of $536 million, or $0.34 per diluted share, up from $0.30 a year earlier and unchanged from the first quarter. Net interest income rose 12% from a year ago, while noninterest income fell 5% from the prior quarter after a $58 million pre-tax loss on a securities sale. The filing also references the proposed combination with Veritex Holdings, which remains subject to regulatory approval and Veritex shareholder approval.
Net income of $536 million and EPS of $0.34, up $62 million (13%) from the year-ago quarter and up $9 million from the first quarter
Net interest income of $1,467 million, up $155 million (12%) from the year-ago quarter
Noninterest income of $471 million, down $23 million (5%) from the first quarter, including a $58 million pre-tax securities loss
Net charge-offs of $66 million, or 0.20% of average loans and leases, down from 0.26% in the first quarter
Autoliv reported record second-quarter 2025 net sales of $2,714 million, up 4.2%, and diluted EPS of $2.16, up 27% from a year earlier. The company raised its full-year 2025 organic sales growth guidance to around 3% and kept its adjusted operating margin guidance at around 10-10.5%.
Q2 2025 operating income rose 20% to $247 million; adjusted operating income rose 14% to $251 million.
Q2 2025 adjusted diluted EPS was $2.21, up 18%; operating cash flow fell 18% to $277 million.
Autoliv recovered around 80% of tariff costs in Q2 and expects to recover most of the remainder later in 2025.
Board announced a share repurchase program of up to $2.5 billion through 2029 and a dividend of $0.85 per share for Q3, up 21%.
Truist reported second quarter 2025 net income available to common shareholders of $1.2 billion, or $0.90 per diluted share, up from $0.87 in the first quarter of 2025. Total revenue rose 1.8% to $4.99 billion, while noninterest expense rose 2.8% to $2.99 billion. The company also repurchased $750 million of common shares during the quarter.
Diluted EPS was $0.90 versus $0.87 in 1Q25; adjusted diluted EPS was $0.91 versus $0.87 in 1Q25 and $0.91 in 2Q24
Total revenue was $4.99 billion, up 1.8% from the prior quarter; net interest income rose 2.3% to $3.59 billion
Average loans and leases held for investment rose $6.2 billion, or 2.0%, to $312.6 billion
Repurchased $750 million in common shares; the dividend and total payout ratios were 57% and 121%
Regions Financial reported second-quarter 2025 net income available to common shareholders of $534 million, up 12% from a year earlier, and diluted earnings per share of $0.59, compared with $0.52 a year ago. Total revenue reached $1.9 billion, up 10.1% from a year earlier, and the company declared a quarterly common dividend of $0.265 per share, a 6% increase over the second quarter.
Net income available to common shareholders was $534 million, up from $477 million in the second quarter of 2024 and $465 million in the first quarter of 2025.
Diluted EPS was $0.59, versus $0.52 a year earlier and $0.51 in the first quarter; adjusted diluted EPS was $0.60.
Total revenue was $1.9 billion, up 10.1% from the second quarter of 2024 and 6.8% from the first quarter of 2025.
The company repurchased about 7 million shares for $144 million in the quarter and declared a quarterly dividend of $0.265 per share.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Briefs marked “Written later” were written in November 2026 for filings that were by then more than three weeks old, so months before mid-October 2026 hold a selection: every material 8-K of the past year for the 100 largest companies we cover and the last 15 important 8-Ks of every other one. Briefs the number check holds back are not shown or counted. Also: the last 45 days, briefs by company, A–Z and the live SEC filings wire.