Flash FinanceUS
Pre-market S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · WaFd (WAFD)

WaFd Quarterly EPS Rises to $0.73, Up 12% From Prior Quarter; Net Income $62 Million

Positive Impact 3 of 5 earnings Written later

WaFd reported net income of $61.952 million and diluted earnings of $0.73 per share for the quarter ended June 30, 2025, up from $56.252 million and $0.65 in the March quarter. Compared with the June 30, 2024 quarter, net income fell 4% and EPS fell 3%, from $0.75. Shareholders benefit from the sequential gain in earnings, net interest margin and share repurchases, but non-performing assets rose.

Key points

  • Net interest income was $168 million, up $7.1 million or 4% from the prior quarter, and net interest margin rose to 2.69% from 2.55%.
  • The efficiency ratio improved to 56.0% from 58.3% in the prior quarter.
  • The company repurchased 1,662,508 shares at a weighted average price of $29.08 per share during the quarter.
  • Non-performing assets rose to $97 million, or 0.36% of total assets, from 0.26% in the prior quarter.

The filing

CompanyWaFd (WAFD)
Form8-K, current report
Filed with the SECJul 18, 2025, 5:23 PM ET
Accession number0000936528-25-000083

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 18, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.