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AI brief of an SEC Form 8-K · WaFd (WAFD)

WaFd Reports Fiscal Q4 EPS of $0.72 and Net Income of $60.6 Million

Mixed Impact 3 of 5 earnings Written later

WaFd reported fourth-quarter fiscal 2025 net income of $60.6 million, or $0.72 per diluted share, down from $0.73 in the prior quarter. For the full fiscal year, net income rose 13% to $226.1 million, or $2.63 per diluted share, compared with $2.50 in fiscal 2024. Non-performing assets rose sharply in the quarter, which investors will want to track.

Key points

  • Q4 net income $60.6 million and diluted EPS $0.72, versus $60.6 million... prior quarter diluted EPS of $0.73
  • Fiscal 2025 net income $226.1 million, up 13%; diluted EPS $2.63 versus $2.50 in fiscal 2024
  • Non-performing assets rose to $143 million (0.54% of total assets) from $97 million at June 30, 2025
  • Net interest margin 2.71% versus 2.69% in the prior quarter; efficiency ratio rose to 56.82% from 56.01%

The filing

CompanyWaFd (WAFD)
Form8-K, current report
Filed with the SECOct 28, 2025, 5:37 PM ET
Accession number0000936528-25-000104

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 28, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.