Every material Form 8-K WaFd filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
WaFd reported fiscal 2026 net income of $255.9 million, up 13% from the prior year, with diluted earnings per share up 22% to $3.21. Fourth-quarter results were weaker than the prior quarter, with net income of $60.0 million, down 9%, as merger costs and a $36 million charge-off weighed on earnings, though asset quality measures improved.
Fiscal 2026 net income was $255.9 million versus $226.1 million in fiscal 2025; diluted EPS was $3.21 versus $2.63.
Fourth-quarter diluted EPS was $0.76, down from $0.84 in the June 2026 quarter and up from $0.72 a year earlier.
Non-performing assets fell to $86 million, or 0.32% of total assets, from $136 million, or 0.49%, at June 30, 2026, after a $53 million loan relationship was resolved with a $36 million charge-off.
Fourth-quarter non-interest expense included $6 million in merger-related costs tied to the EverBank merger announced September 7, 2026.
On September 6, 2026, WaFd entered a merger agreement under which EverBank Financial Corp will merge into WaFd, with WaFd surviving and renamed EverBank Financial Corp. EverBank shareholders would receive WaFd shares, leaving EverBank holders with about 59.175% of the combined company and WaFd holders with about 40.825%, and the deal requires WaFd shareholder and regulatory approvals. WaFd expects approximately 29% EPS accretion in 2027, but its current shareholders would own a smaller share of the company.
Merger agreement dated September 6, 2026; EverBank shareholders approved it by written consent.
About 107.7 million WaFd shares estimated to be issued at closing; ownership split is fixed at 59.175% EverBank holders and 40.825% WaFd holders.
WaFd would pay a $101,060,629 cash termination fee in certain circumstances; either party may terminate if the merger is not completed by September 6, 2027.
Greg Seibly to serve as CEO and Brent Beardall as president; Robert Radway to be chairman; 13-member board. Closing expected in early 2027.
WaFd, Inc. reported net income of $66 million, or $0.84 per diluted share, for the quarter ended June 30, 2026, up from $0.82 in the March quarter and $0.73 a year earlier. Net interest income rose to $181 million, and the company said its efficiency ratio fell to 53.69% from 55.66%, partly helped by a $3.2 million gain on the sale of a branch property. Shareholders also received a $0.27 quarterly dividend and the company repurchased 4.7 million shares in the first two quarters of fiscal 2026, per the CEO's statement.
Net income was $66.1 million for the quarter, up 1% from $65.5 million in the March 2026 quarter and up 7% from $62.0 million a year earlier.
Diluted EPS was $0.84, up 15% year over year from $0.73 and up from $0.82 in the prior quarter.
Net interest income was $181 million, compared with $178 million in the prior quarter; net interest margin was 2.81%, unchanged.
Provision for credit losses rose to $11.0 million from $4.0 million in the prior quarter, and non-performing assets were 0.49% of total assets.
WaFd, Inc. reported net income of $65.5 million, or $0.82 per diluted share, for the quarter ended March 31, 2026, up from $0.79 per diluted share in the December 2025 quarter and $0.65 a year earlier. Net interest income rose to $178 million and net interest margin widened to 2.81%, while the company repurchased 2,738,096 shares at a weighted average price of $31.85.
Net income of $65.5 million, up 2% from $64.2 million in the prior quarter and up 17% from $56.3 million a year earlier
Diluted EPS of $0.82, compared with $0.79 in the prior quarter and $0.65 in the year-earlier quarter
Net interest income of $178 million and net interest margin of 2.81%, compared with $171 million and 2.70% in the prior quarter
Non-performing assets fell to 0.48% of total assets from 0.75% in the prior quarter; non-interest expense rose $4.1 million to $109.9 million
WaFd, Inc. appointed Erin Hill as a director effective March 2, 2026, filling a vacancy left when David K. Grant's term expired at the 2026 Annual Meeting. She also joins the Audit Committee and the board of subsidiary WaFd Bank, and the board has determined she is independent under Nasdaq rules. The filing describes a board addition without financial results or changes to company operations.
Erin Hill appointed to the Board effective March 2, 2026, filling the vacancy created by David K. Grant's term expiring at the 2026 Annual Meeting
Hill will serve in the class of directors with terms expiring in 2027 and has been appointed to the Audit Committee
Hill previously served as Chief Administrative Officer at BNY Mellon and Head of Consumer Banking and Wealth Management at JP Morgan Chase & Co.
Hill receives director compensation on the same basis as other non-employee directors, as described in the 2026 proxy statement
At its February 3, 2026 annual meeting, WaFd shareholders elected four directors to three-year terms and approved the advisory vote on executive compensation and the ratification of Deloitte & Touche, LLP as auditor for fiscal 2026. Director Steven Singh also notified the company that he will resign from the board effective May 13, 2026, for personal reasons, and director David Grant retired after the meeting, with Bradley Shuster named Audit Committee chair.
Four directors elected for three-year terms, with Stephen M. Graham receiving 56,759,261 votes for and Randall H. Talbot receiving 49,773,954 votes for
Executive compensation advisory vote passed with 56,263,771 votes for and 2,300,778 against
Director Steven Singh resigns from the board effective May 13, 2026; he had served since 2018 and sat on the Technology Committee
Bradley Shuster succeeds David Grant as Audit Committee chair
WaFd, Inc. reported net income of $64.2 million, or $0.79 per diluted common share, for the quarter ended December 31, 2025, up from $0.72 in the prior quarter and $0.54 a year earlier. Non-performing assets and delinquencies also rose, and the company recorded a $3.5 million provision for credit losses, so shareholders face higher credit-quality risk alongside the earnings gain.
Net income of $64.2 million, up 6% from $60.6 million in the prior quarter and 36% from $47.3 million a year earlier
Diluted EPS of $0.79, compared with $0.72 in the prior quarter and $0.54 a year earlier
Non-performing assets rose to $203 million, or 0.75% of total assets, from $143 million, or 0.54%, at September 30, 2025
Company repurchased 1,950,013 shares at a weighted average price of $29.75 during the quarter
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every WaFd filing is on SEC EDGAR ↗. 8-K briefs of other companies →