924 material Form 8-K filings that 737 companies we cover made with the SEC in January 2026, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
Wintrust Financial reported record fourth-quarter 2025 net income of $223.0 million, or $3.15 per diluted share, up from $216.3 million, or $2.78 per diluted share, in the third quarter. For the full year, net income rose to $823.8 million, or $11.40 per diluted share, from $695.0 million, or $10.31 per diluted share, in 2024. The results are in a earnings release and presentation furnished under Item 2.02.
Q4 2025 net income of $223.0 million, or $3.15 per diluted share, versus $216.3 million, or $2.78, in Q3 2025
Full-year 2025 net income of $823.8 million, or $11.40 per diluted share, versus $695.0 million, or $10.31, in 2024
Net interest income rose to $583.9 million in Q4 2025, up $16.9 million from Q3 2025; net interest margin was 3.52%
Non-performing loans rose to $185.8 million from $162.6 million in Q3 2025
Simmons First National Corp reported fourth-quarter 2025 net income of $78.1 million and diluted EPS of $0.54, up from $48.3 million and $0.38 in the fourth quarter of 2024. The quarter followed a third-quarter net loss of $562.8 million tied to a balance sheet repositioning, so the results reflect a recovery from that loss. The filing gives no guidance for 2026.
Diluted EPS of $0.54 compared with $(4.00) in the third quarter of 2025 and $0.38 in the fourth quarter of 2024
Adjusted diluted EPS of $0.54, compared with $0.46 in the third quarter of 2025 and $0.39 in the fourth quarter of 2024
Net interest margin rose 31 basis points to 3.81 percent; total revenue was $249.0 million
Nonperforming loan ratio fell to 0.64 percent from 0.90 percent; $175 million remained under the 2024 buyback program at December 31, 2025
APA Corporation issued supplemental fourth-quarter 2025 information, ahead of a full results call on Feb. 26, 2026. The filing shows it curtailed U.S. natural gas and NGL production in response to weak or negative Waha hub prices, and that transaction, reorganization and separation costs rose to $36 million from $18 million in the third quarter. The filing does not give revenue or earnings per share totals, so the full financial picture awaits the February release.
APA curtailed about 91 MMcf/d of U.S. natural gas and 7,600 barrels per day of U.S. NGL production in Q4 2025 due to weak or negative Waha hub prices.
Transaction, reorganization and separation costs were $36 million in Q4 2025, versus $18 million in Q3, mainly for early office lease terminations in the U.S. and U.K. and a contract termination.
APA repurchased 2.7 million shares at an average price of $24.17 in Q4 2025; estimated weighted-average basic shares were 355 million.
Results conference call is set for 10 a.m. Central time on Thursday, Feb. 26, 2026.
Nicolet Bankshares reported record full-year 2025 net income of $151 million and diluted earnings per share of $9.78, up 21.5% from 2024. Fourth-quarter net income of $40 million was slightly below the third quarter, and the board declared a $0.32 quarterly dividend. The company said it expects to close its proposed merger with MidWest One Financial Group in the first quarter, subject to regulatory and shareholder approvals.
Full-year 2025 net income was $151 million, versus $124 million in 2024; diluted EPS was $9.78, versus $8.05.
Fourth-quarter 2025 net income was $40 million and diluted EPS $2.65, down from $42 million and $2.73 in third quarter 2025, and up from $34 million and $2.19 in fourth quarter 2024.
Full-year net interest margin was 3.76%, up 29 basis points from 3.47% in 2024.
Quarterly cash dividend of $0.32 per share is payable March 16, 2026, to shareholders of record as of March 2, 2026.
Zions Bancorporation reported fourth quarter 2025 net earnings of $262 million, or $1.76 per diluted share, up from $200 million, or $1.34, a year earlier. Net interest income rose 9% to $683 million, and full-year 2025 net earnings reached $895 million, or $6.01 per diluted share, compared with $4.95 in 2024. Results include a $15 million charitable contribution, and management is hosting a conference call at 5:30 p.m. Eastern Time on January 20, 2026.
Q4 2025 net earnings were $262 million, or $1.76 per diluted share, compared with $200 million, or $1.34, in Q4 2024 and $221 million, or $1.48, in Q3 2025.
Net interest margin was 3.31%, compared with 3.05% a year earlier; net interest income was $683 million, up 9%.
Noninterest expense was $546 million, up 7%, including a $15 million charitable contribution to the Zions Bancorporation Foundation.
Full-year 2025 net earnings were $895 million, or $6.01 per diluted share, versus $737 million, or $4.95, in 2024.
Netflix reported fourth-quarter 2025 revenue of $12.1 billion, up 18% year over year, and operating income of $3.0 billion, up 30%. The company also gave a 2026 revenue forecast of $50.7 billion to $51.7 billion and an operating margin target of 31.5%, and said the Warner Bros. acquisition was amended to an all-cash deal at $27.75 per WBD share, with share buybacks paused to help fund it.
Q4 2025 revenue $12.1 billion, up 18% year over year; operating income $3.0 billion, up 30%
Diluted EPS $0.56 vs $0.43 in Q4 2024; net income $2.4 billion vs $1.9 billion
2026 forecast: revenue $50.7 billion-$51.7 billion and operating margin of 31.5%
Warner Bros. deal amended to all-cash at $27.75 per WBD share; bridge facility commitments raised by $8.2 billion to $42.2 billion on January 19, 2026
Progress Software reported fiscal fourth-quarter 2025 revenue of $252.7 million, up 18% from a year earlier, and GAAP diluted earnings per share of $0.59 versus $0.03. It guided fiscal 2026 revenue to $986 million to $1,000 million and GAAP diluted EPS to $1.74 to $1.91, compared with fiscal 2025 actuals of $978 million and $1.66.
Q4 2025 revenue was $252.7 million, up 18% year-over-year; non-GAAP diluted EPS was $1.51 versus $1.33.
FY2026 guidance: revenue $986 million to $1,000 million; GAAP diluted EPS $1.74 to $1.91.
Annualized Recurring Revenue was $852 million, up 2% year-over-year on a constant currency basis.
On September 23, 2025, the board increased the share repurchase authorization by $200.0 million to $242.2 million.
ServisFirst Bancshares reported fourth-quarter 2025 net income of $86.4 million, or $1.58 per diluted share, up 33% from $1.19 a year earlier and up from $1.20 in the third quarter of 2025. For the full year, diluted EPS was $5.06, up 22% from $4.16, and the company raised its quarterly cash dividend to $0.38 from $0.335.
Q4 2025 diluted EPS of $1.58 vs. $1.19 in Q4 2024; net income of $86.4 million
Full-year 2025 diluted EPS of $5.06, up 22% from $4.16 in 2024
Net interest margin of 3.38% in Q4 2025, up from 2.96% in Q4 2024
Quarterly cash dividend raised to $0.38 from $0.335, a 13% increase; non-performing assets rose to 0.97% of total assets from 0.26%
Interactive Brokers reported fourth-quarter 2025 results on January 20, 2026. Reported diluted EPS was $0.63, up from $0.50 a year earlier, on net revenues of $1.64 billion, up from $1.39 billion, with commission revenue and net interest income both rising on higher customer trading volumes and margin loans. The board also declared a quarterly dividend of $0.08 per share.
GAAP diluted EPS of $0.63 vs. $0.50 in the year-ago quarter; adjusted diluted EPS of $0.65 vs. $0.51
Net revenues of $1.64 billion vs. $1.39 billion; adjusted net revenues of $1.67 billion
Commission revenue rose 22% to $582 million; net interest income rose 20% to $966 million
Quarterly dividend of $0.08 per share, payable March 13, 2026, to holders of record as of February 27, 2026
Hancock Whitney reported fourth-quarter 2025 net income of $125.6 million, or $1.49 per diluted share, matching the prior quarter and up from $1.40 a year earlier. Full-year 2025 net income was $486.1 million, up from $460.8 million in 2024, and the company said it expects 2026 period-end loans to grow mid-single digits and deposits to grow low-single digits.
Q4 2025 net income $125.6 million, or $1.49 per diluted share, versus $127.5 million, or $1.49, in Q3 2025 and $122.1 million, or $1.40, in Q4 2024
Total loans rose $361.9 million to $24.0 billion and deposits rose $620.0 million to $29.3 billion in the quarter
Company repurchased 2,543,700 shares at an average price of $57.62 and approved a new buyback of up to 4,112,966 shares effective January 1, 2026
Net interest margin was 3.48%, down 1 basis point; CET1 ratio was estimated at 13.66%, down 43 basis points
United Airlines Holdings reported fourth-quarter and full-year 2025 results, saying EPS exceeded Wall Street expectations. Full-year diluted EPS rose 8% to $10.20, and Q4 revenue of $15.4 billion was up 4.8% from a year earlier, but Q4 Total Revenue Per Available Seat Mile fell 1.6%. The company also cited about $250 million of pre-tax earnings impact from the November government shutdown.
Q4 2025 diluted EPS $3.19; adjusted diluted EPS $3.10, within the $3.00 to $3.50 initial guidance range
D.R. Horton reported fiscal first-quarter 2026 results for the quarter ended December 31, 2025, with net income attributable to the company down 30% to $594.8 million and diluted earnings per share down 22% to $2.03. Revenues were $6.9 billion, compared with $7.6 billion a year earlier, and the company reiterated its fiscal 2026 guidance and declared a quarterly dividend of $0.45 per share.
Net income attributable to D.R. Horton was $594.8 million, or $2.03 per diluted share, versus $844.9 million, or $2.61 per diluted share, a year earlier
Homes closed fell 7% to 17,818, while net sales orders rose 3% to 18,300 homes
Fiscal 2026 guidance was reiterated, including consolidated revenues of $33.5 billion to $35.0 billion
Quarterly dividend of $0.45 per share is payable February 12, 2026 to stockholders of record on February 5, 2026
Fastenal reported fourth-quarter 2025 net sales of $2,027.4 million, up 11.1% from a year earlier, with net income of $294.1 million, up 12.2%, and diluted earnings of $0.26 per share versus $0.23. For the full year, net sales rose 8.7% to $8,200.5 million and diluted EPS was $1.09 versus $1.00, while the filing gives a 2026 capital spending range of $310.0 million to $330.0 million.
Q4 2025 net sales $2,027.4 million, up 11.1%; gross margin 44.3% versus 44.8%
Q4 2025 net income $294.1 million, up 12.2%; diluted EPS $0.26 versus $0.23
Full-year 2025 net income $1,258.4 million, up 9.4%; diluted EPS $1.09 versus $1.00
2026 property and equipment investment expected at $310.0 million to $330.0 million; no common stock repurchases in 2025 or 2024
Occidental Petroleum released preliminary fourth-quarter 2025 earnings considerations and furnished them as Exhibit 99.1 to an 8-K filed January 20, 2026. The document does not give a fourth-quarter earnings estimate and says the figures are preliminary and subject to finalization, so it does not show whether results improved or declined.
OxyChem sale closed January 2, 2026; its results will be reported as discontinued operations, starting with the 2025 Form 10-K.
Expected fourth-quarter 2025 adjusted effective tax rate: 35% to 37% for continuing operations and 24% to 26% for discontinued operations.
Worldwide realized oil price averaged $58.99 per barrel versus an average WTI index price of $59.14; worldwide realized natural gas averaged $1.29 per Mcf versus a NYMEX index price of $3.61.
Average diluted shares outstanding for the fourth quarter of 2025 were 1,002.9 million.
U.S. Bancorp reported fourth-quarter 2025 net income attributable to the company of $2,045 million, up 23.0% from a year earlier, with diluted earnings per share of $1.26 compared with $1.01. The filing also disclosed a definitive agreement to acquire BTIG, LLC, expected to close in the second quarter of 2026 subject to regulatory approvals, which expands the bank's capital markets business.
Total net revenue of $7,365 million for the fourth quarter, up 5.1% year over year
Diluted EPS of $1.26 versus $1.01 a year earlier; return on tangible common equity of 18.4%
Noninterest expense of $4,227 million, down 1.9% year over year; net charge-off ratio improved to 0.54%
Definitive agreement to acquire BTIG, LLC, a firm with 700 employees across 20 global locations; closing expected in Q2 2026
3M reported fourth-quarter 2025 GAAP sales of $6.1 billion, up 2.1%, and GAAP EPS of $1.07, down 20%, with the filing listing litigation costs of $0.56 per share among the special items. Adjusted EPS rose 9% to $1.83, and the company initiated full-year 2026 guidance calling for adjusted EPS of $8.50 to $8.70, so shareholders see a split picture between reported and adjusted results.
Q4 2025 GAAP sales of $6.1 billion, up 2.1%; adjusted sales of $6.0 billion, up 3.7%
Full-year 2025 GAAP EPS of $6.00, down 17%; adjusted EPS of $8.06, up 10%
2026 guidance: adjusted EPS of $8.50 to $8.70 and adjusted total sales growth of about 4%
Full-year 2025 adjusted free cash flow of $4.4 billion; 3M returned $4.8 billion to shareholders via dividends and buybacks
KeyCorp reported fourth-quarter 2025 net income of $474 million, or $0.43 per diluted share, up from $454 million, or $0.41, in the third quarter, and full-year revenue of $7.5 billion, a record that rose 16% year-over-year adjusted for selected items. The company repurchased $200 million of common shares in the quarter and announced board changes, including two director retirements, two director nominees and a new lead independent director. The results and capital return support per-share earnings for shareholders, while the board changes affect governance rather than operations.
Q4 2025 net income from continuing operations was $474 million, or $0.43 per diluted share, versus $454 million, or $0.41, in Q3 2025
Q4 2025 total revenue was $2.0 billion, up from $1.9 billion in Q3 2025; full-year 2025 revenue was a record $7.5 billion
KeyCorp repurchased $200 million of common shares in Q4 2025; Common Equity Tier 1 ratio was an estimated 11.7% at December 31, 2025
Directors Ruth Ann Gillis and Carlton Highsmith will retire after the 2026 Annual Meeting; Tony DeSpirito and Chris Henson are nominees, and Todd Vasos was named Lead Independent Director
Fifth Third Bancorp reported fourth-quarter 2025 net income available to common shareholders of $699 million, or $1.04 per diluted share, up from $582 million, or $0.85 per share, a year earlier. The company said the Comerica acquisition is expected to close on February 1, 2026, and it did not repurchase shares in the quarter because of the pending deal.
Diluted EPS of $1.04 compared with $0.91 in the third quarter of 2025 and $0.85 in the fourth quarter of 2024; certain items reduced EPS by a net $0.04.
Net interest income was $1.533 billion, up 6% from a year earlier; noninterest expense was $1.309 billion, up 7%.
No share repurchases in the fourth quarter of 2025 due to the pending Comerica acquisition, which the company expects to close on February 1, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Briefs marked “Written later” were written in November 2026 for filings that were by then more than three weeks old, so months before mid-October 2026 hold a selection: every material 8-K of the past year for the 100 largest companies we cover and the last 15 important 8-Ks of every other one. Briefs the number check holds back are not shown or counted. Also: the last 45 days, briefs by company, A–Z and the live SEC filings wire.