AI brief of an SEC Form 8-K · Hancock Whitney (HWC)

Hancock Whitney Q4 2025 EPS $1.49, flat from third quarter and up from $1.40 a year earlier

Positive Impact 3 of 5 earnings Written later

Hancock Whitney reported fourth-quarter 2025 net income of $125.6 million, or $1.49 per diluted share, matching the prior quarter and up from $1.40 a year earlier. Full-year 2025 net income was $486.1 million, up from $460.8 million in 2024, and the company said it expects 2026 period-end loans to grow mid-single digits and deposits to grow low-single digits.

Key points

  • Q4 2025 net income $125.6 million, or $1.49 per diluted share, versus $127.5 million, or $1.49, in Q3 2025 and $122.1 million, or $1.40, in Q4 2024
  • Total loans rose $361.9 million to $24.0 billion and deposits rose $620.0 million to $29.3 billion in the quarter
  • Company repurchased 2,543,700 shares at an average price of $57.62 and approved a new buyback of up to 4,112,966 shares effective January 1, 2026
  • Net interest margin was 3.48%, down 1 basis point; CET1 ratio was estimated at 13.66%, down 43 basis points

The filing

CompanyHancock Whitney (HWC)
Form8-K, current report
Filed with the SECJan 20, 2026, 4:00 PM ET
Accession number0001193125-26-016535

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:05 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 20, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.