Every material Form 8-K Hancock Whitney has filed with the SEC since January 03, 2024, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Hancock Whitney reported third quarter 2026 net income of $110.1 million, or $1.36 per diluted share, down from $127.0 million, or $1.55 per share, in the second quarter. The results include a $30.4 million pretax charge for supplemental disclosure items tied to its August 1, 2026 acquisition of OFB Bancshares; excluding those items, adjusted EPS was $1.66, up $0.11 from the prior quarter. Shareholders face a lower reported profit, a lower capital ratio, and a company that is still growing its loan and deposit base.
Net income of $110.1 million, or $1.36 per diluted share, versus $127.0 million, or $1.55, in Q2 2026 and $127.5 million, or $1.49, in Q3 2025
Pretax supplemental disclosure items of $30.4 million, or $0.30 per share, related to the OFB acquisition, which closed August 1, 2026
Adjusted EPS of $1.66; loans rose $2.0 billion to $26.5 billion and deposits rose $2.5 billion to $32.2 billion
CET1 ratio estimated at 11.53%, down from 13.19%; the company repurchased one million shares at an average price of $77.91
Hancock Whitney reported second quarter 2026 net income of $127.0 million, or $1.55 per diluted share, compared with $47.4 million, or $0.57 per share, in the first quarter, which included a $98.6 million pretax securities portfolio restructuring loss. Year over year, EPS rose from $1.32 in the second quarter of 2025. The company also said it expects to close its acquisition of One Florida Bank on August 1.
Net income $127.0 million, or $1.55 per diluted share, versus $47.4 million, or $0.57, in Q1 2026 and $113.5 million, or $1.32, in Q2 2025
Total loans rose $588.3 million, or 2%, to $24.6 billion; total deposits rose $547.6 million, or 2%, to $29.6 billion, both from March 31, 2026
CET1 ratio estimated at 13.18%, down 11 bps linked quarter; the company repurchased 712,966 shares at an average price of $68.28 during the quarter
Acquisition of One Florida Bank expected to close on August 1, 2026
On May 15, 2026, Hancock Whitney Corporation entered into a merger agreement to acquire OFB Bancshares, Inc., a Florida corporation whose banking subsidiary is One Florida Bank. OFB Bancshares shareholders would receive $29.273 per share in cash, and the transaction requires regulatory approvals and OFB Bancshares shareholder approval before closing. Because the deal is subject to conditions and approvals, its completion and terms remain uncertain for Hancock Whitney shareholders.
Cash consideration of $29.273 per OFB Bancshares common share, without interest.
Termination fee of $15 million payable by OFB Bancshares in certain circumstances tied to alternative business combination proposals.
Holders of about 23% of OFB Bancshares common stock agreed to vote in favor of the merger agreement.
Closing requires approval from the Federal Reserve, FDIC, Florida Office of Financial Regulation and Mississippi Department of Banking and Consumer Finance, plus OFB Bancshares shareholder approval.
Hancock Whitney reported first-quarter 2026 net income of $47.4 million, or $0.57 per diluted share, down from $125.6 million, or $1.49, in the fourth quarter of 2025. The drop reflects a $98.6 million pretax loss from a securities portfolio restructuring; excluding that item, EPS was $1.52, up $0.03 from the prior quarter.
Reported diluted EPS was $0.57, versus $1.49 in Q4 2025 and $1.38 in Q1 2025.
The $98.6 million pretax loss equaled $0.95 per share and was recorded in noninterest income.
Adjusted EPS of $1.52 excludes the restructuring loss; the company raised its quarterly dividend 11% to $0.50 per share.
The company repurchased 1.4 million shares at an average price of $67.55 during the quarter.
Hancock Whitney reported fourth-quarter 2025 net income of $125.6 million, or $1.49 per diluted share, matching the prior quarter and up from $1.40 a year earlier. Full-year 2025 net income was $486.1 million, up from $460.8 million in 2024, and the company said it expects 2026 period-end loans to grow mid-single digits and deposits to grow low-single digits.
Q4 2025 net income $125.6 million, or $1.49 per diluted share, versus $127.5 million, or $1.49, in Q3 2025 and $122.1 million, or $1.40, in Q4 2024
Total loans rose $361.9 million to $24.0 billion and deposits rose $620.0 million to $29.3 billion in the quarter
Company repurchased 2,543,700 shares at an average price of $57.62 and approved a new buyback of up to 4,112,966 shares effective January 1, 2026
Net interest margin was 3.48%, down 1 basis point; CET1 ratio was estimated at 13.66%, down 43 basis points
Hancock Whitney reported third-quarter 2025 net income of $127.5 million, or $1.49 per diluted share, up from $113.5 million, or $1.32, in the second quarter and $115.6 million, or $1.33, a year earlier. Earnings rose, but total deposits fell $386.9 million from June 30, and nonaccrual loans increased to $113.6 million, which shareholders may want to watch.
Net income of $127.5 million, or $1.49 per diluted share, versus $1.32 in Q2 2025 and $1.33 in Q3 2024
Second-quarter results included $5.9 million of acquisition costs tied to Sabal Trust Company; none in Q3 2025
Total deposits fell $386.9 million, or 1%, to $28.7 billion at September 30, 2025
Nonaccrual loans rose to $113.6 million from $94.9 million; the company repurchased 662,500 shares at an average price of $60.45
Hancock Whitney reported second-quarter 2025 net income of $113.5 million, or $1.32 per diluted share, down from $119.5 million, or $1.38 per share, in the first quarter and up slightly from $1.31 a year earlier. Excluding $5.9 million of supplemental disclosure items tied to the Sabal Trust Company acquisition, EPS would have been $1.37, and the company repurchased 750,000 shares during the quarter.
Net income of $113.5 million, or $1.32 per diluted share, versus $119.5 million, or $1.38, in Q1 2025 and $114.6 million, or $1.31, in Q2 2024
Sabal Trust Company acquisition, completed May 2, 2025, added $5.9 million, or $0.05 per share, in supplemental disclosure items; adjusted EPS was $1.37
Total loans rose $363.6 million to $23.5 billion, while total deposits fell $148.1 million to $29.0 billion
CET1 ratio estimated at 14.03%, down 45 basis points linked-quarter; 750,000 shares repurchased at an average price of $52.36
Hancock Whitney reported first-quarter 2025 net income of $119.5 million, or $1.38 per diluted share, down from $122.1 million, or $1.40, in the fourth quarter of 2024 and up from $108.6 million, or $1.24, a year earlier. Total loans and deposits both declined from year-end 2024, while the company repurchased shares and raised its quarterly dividend, and management expects 2025 period-end loans and deposits to grow in the low single digits.
Net income $119.5 million, or $1.38 per diluted share, versus $122.1 million, or $1.40, in Q4 2024 and $108.6 million, or $1.24, in Q1 2024
Total loans fell $201.3 million to $23.1 billion and total deposits fell $298.1 million to $29.2 billion from December 31, 2024
CET1 ratio estimated at 14.51%, up 37 bps linked-quarter; 350,000 shares repurchased at an average $59.25 per share
Management expects 2025 period-end loan and deposit balances to be up low-single digits from year-end 2024; investor call at 3:30 p.m. Central Time on April 15, 2025
Hancock Whitney reported fourth-quarter 2024 net income of $122.1 million, or $1.40 per diluted share, up from $115.6 million, or $1.33 per share, in the third quarter. Total loans fell $156.1 million while deposits rose $509.9 million, and the CEO said the company announced its acquisition of Sabal Trust Company earlier on the same day; the filing gives no deal terms.
Q4 2024 net income $122.1 million, or $1.40 per diluted share, versus $115.6 million, or $1.33, in Q3 2024
Q4 2023 net income was $50.6 million, or $0.58 per share, including $75.4 million of supplemental disclosure items
Total loans were $23.3 billion at December 31, 2024, down $156.1 million; deposits were $29.5 billion, up $509.9 million
Board renewed the buyback authorization effective January 1, 2025, for up to 5% of shares outstanding at December 31, 2024
Hancock Whitney's boards voted on October 24, 2024 to expand each board from 14 to 15 directors and appoint Moses Feagin as an independent director, effective November 15, 2024. Feagin is currently Executive Vice President, Treasurer, and Chief Financial Officer of Alabama Power, a subsidiary of Southern Company, and the company says his utility financial reporting background will add financial expertise to the boards and the Audit Committee.
Boards increase from 14 to 15 directors; Feagin appointed effective November 15, 2024
Feagin joins the Audit Committee, Board Risk Committee, and Credit Risk Management Sub-Committee
Receives 100 shares of common stock, fully vested on issuance, to meet Mississippi bank holding company director ownership rules
Will stand for election at the 2025 annual shareholder meeting
Hancock Whitney reported third-quarter 2024 net income of $115.6 million, or $1.33 per diluted share, up from $114.6 million, or $1.31 per share, in the second quarter and $97.7 million, or $1.12 per share, a year earlier. Total loans and deposits both declined from June 30, and criticized commercial loans rose sharply, so shareholders get higher earnings alongside weaker balance sheet trends.
Net income of $115.6 million and diluted EPS of $1.33, versus $1.31 in Q2 2024 and $1.12 in Q3 2023
Total loans fell $456.0 million to $23.5 billion, and total deposits fell $217.8 million to $29.0 billion, from June 30, 2024
Criticized commercial loans rose to $508.0 million from $379.8 million; nonaccrual loans fell to $82.9 million from $86.3 million
Company repurchased 300,000 shares at an average price of $50.60 during the quarter; buyback program expires December 31, 2024
Hancock Whitney reported second-quarter 2024 net income of $114.6 million, or $1.31 per diluted share, up from $108.6 million, or $1.24 per share, in the first quarter. The first quarter included a $3.8 million FDIC special assessment charge, and the second quarter had none; year-over-year, net income was below the $117.8 million, or $1.35 per share, reported for the second quarter of 2023. Total deposits fell $575.2 million in the quarter, and management expects modest net interest margin expansion in the second half of 2024.
Diluted EPS of $1.31 versus $1.24 in the first quarter of 2024 and $1.35 in the second quarter of 2023
Net interest margin (TE) of 3.37%, up 5 basis points from 3.32% in the first quarter
Total deposits of $29.2 billion at June 30, 2024, down $575.2 million from March 31, 2024
Quarterly cash dividend raised to $0.40 per share from $0.30; repurchased 312,993 shares at an average price of $46.69
Hancock Whitney Corporation said Executive Vice President and Chief Banking Officer Cecil W. "Chip" Knight, Jr. will leave the company effective July 5, 2024, to pursue other interests. His banking responsibilities will move to D. Shane Loper, the company's Chief Operating Officer and president of Hancock Whitney Bank, and Commercial, Consumer, and Wealth Management will report directly to Loper.
Chip Knight, Jr., EVP and Chief Banking Officer, announced departure on April 25, 2024
Departure effective July 5, 2024; filing says he is leaving to pursue other interests
D. Shane Loper, COO and Hancock Whitney Bank President, assumes CBO responsibilities
Commercial, Consumer, and Wealth Management business lines will report directly to Loper
Hancock Whitney reported first-quarter 2024 net income of $108.6 million, or $1.24 per diluted share, compared with $50.6 million, or $0.58, in the fourth quarter of 2023. Compared with the first quarter of 2023, when net income was $126.5 million, or $1.45 per share, profit declined, and adjusted pre-provision net revenue fell 3% from the prior quarter. The results matter to shareholders because the quarter-over-quarter gain was largely driven by the absence of fourth-quarter charges, while the year-over-year decline shows lower earnings.
Net income was $108.6 million, or $1.24 per diluted share, versus $50.6 million, or $0.58, in Q4 2023 and $126.5 million, or $1.45, in Q1 2023.
Excluding supplemental disclosure items, EPS was $1.28, up $0.02 from the prior quarter.
Adjusted pre-provision net revenue was $152.9 million, down $4.6 million, or 3%, linked-quarter.
Management expects 2024 period-end loan and deposit growth to be low single digits compared with year-end 2023.
Hancock Whitney reported fourth-quarter 2023 net income of $50.6 million, or $0.58 per diluted share, down from $1.12 in the third quarter and $1.65 a year earlier. The results include a $75.4 million net charge tied to a securities portfolio restructuring loss, a parking facility sale gain and an FDIC special assessment, which the company excludes from its adjusted figures.
Net income was $50.6 million, or $0.58 per diluted share, versus $97.7 million, or $1.12, in Q3 2023 and $143.8 million, or $1.65, in Q4 2022.
The net charge of $75.4 million, or $0.68 per diluted share after tax, includes a $65.4 million loss on the securities portfolio restructuring and a $26.1 million FDIC special assessment, partly offset by a $16.1 million parking facility sa
Excluding these items, EPS would have been $1.26, up $0.14 linked-quarter.
No shares were repurchased in Q4 2023; the buyback authorization expires December 31, 2024.
Hancock Whitney disclosed that Senior Executive Vice President Joseph S. Exnicios, who also serves as president of Hancock Whitney Bank, announced his retirement on January 2, 2024, effective March 1, 2024. The filing does not name a successor or describe any financial impact.
Joseph S. Exnicios announced his retirement on January 2, 2024.
Retirement takes effect March 1, 2024.
Exnicios serves as Senior Executive Vice President of the company and President of Hancock Whitney Bank.
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