AI brief of an SEC Form 8-K · Hancock Whitney (HWC)

Hancock Whitney Q1 EPS $1.38, down from $1.40 in Q4 but up from $1.24 a year ago

Mixed Impact 3 of 5 earnings Written later

Hancock Whitney reported first-quarter 2025 net income of $119.5 million, or $1.38 per diluted share, down from $122.1 million, or $1.40, in the fourth quarter of 2024 and up from $108.6 million, or $1.24, a year earlier. Total loans and deposits both declined from year-end 2024, while the company repurchased shares and raised its quarterly dividend, and management expects 2025 period-end loans and deposits to grow in the low single digits.

Key points

  • Net income $119.5 million, or $1.38 per diluted share, versus $122.1 million, or $1.40, in Q4 2024 and $108.6 million, or $1.24, in Q1 2024
  • Total loans fell $201.3 million to $23.1 billion and total deposits fell $298.1 million to $29.2 billion from December 31, 2024
  • CET1 ratio estimated at 14.51%, up 37 bps linked-quarter; 350,000 shares repurchased at an average $59.25 per share
  • Management expects 2025 period-end loan and deposit balances to be up low-single digits from year-end 2024; investor call at 3:30 p.m. Central Time on April 15, 2025

The filing

CompanyHancock Whitney (HWC)
Form8-K, current report
Filed with the SECApr 15, 2025, 4:40 PM ET
Accession number0000950170-25-054295

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:05 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 15, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.