AI brief of an SEC Form 8-K · Hancock Whitney (HWC)

Hancock Whitney Q2 EPS $1.32, down from $1.38 in Q1 but up from $1.31 a year earlier

Mixed Impact 3 of 5 earnings Written later

Hancock Whitney reported second-quarter 2025 net income of $113.5 million, or $1.32 per diluted share, down from $119.5 million, or $1.38 per share, in the first quarter and up slightly from $1.31 a year earlier. Excluding $5.9 million of supplemental disclosure items tied to the Sabal Trust Company acquisition, EPS would have been $1.37, and the company repurchased 750,000 shares during the quarter.

Key points

  • Net income of $113.5 million, or $1.32 per diluted share, versus $119.5 million, or $1.38, in Q1 2025 and $114.6 million, or $1.31, in Q2 2024
  • Sabal Trust Company acquisition, completed May 2, 2025, added $5.9 million, or $0.05 per share, in supplemental disclosure items; adjusted EPS was $1.37
  • Total loans rose $363.6 million to $23.5 billion, while total deposits fell $148.1 million to $29.0 billion
  • CET1 ratio estimated at 14.03%, down 45 basis points linked-quarter; 750,000 shares repurchased at an average price of $52.36

The filing

CompanyHancock Whitney (HWC)
Form8-K, current report
Filed with the SECJul 15, 2025, 4:01 PM ET
Accession number0000950170-25-095862

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:05 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 15, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.