924 material Form 8-K filings that 737 companies we cover made with the SEC in January 2026, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
Southside Bancshares reported fourth-quarter 2025 net income of $21.0 million, down 3.7% from $21.8 million a year earlier, with diluted EPS of $0.70 versus $0.71. The decline came from a $7.3 million loss on the sale of available-for-sale securities, which offset higher net interest income of $57.2 million. For the full year, net income fell 21.8% to $69.2 million and diluted EPS fell to $2.29 from $2.91.
Q4 2025 net income $21.0 million vs. $21.8 million in Q4 2024; diluted EPS $0.70 vs. $0.71
Q4 2025 included a $7.3 million net loss on sale of AFS securities, after roughly $82 million of municipal securities were sold at the end of October
Full-year 2025 net income $69.2 million, down 21.8%; diluted EPS $2.29 vs. $2.91 in 2024
Net interest margin rose four basis points linked quarter to 2.98% (tax-equivalent); $93 million of subordinated notes to be redeemed February 15, 2026
United Rentals reported fourth-quarter 2025 total revenue of $4.208 billion, but net income fell 5.2% to $653 million and diluted EPS was $10.27. The company also gave 2026 guidance calling for total revenue of $16.8 billion to $17.3 billion and adjusted EBITDA of $7.575 billion to $7.825 billion, and announced a new $5 billion share repurchase program plus a 10% dividend increase.
Q4 2025 total revenue was $4.208 billion, versus $4.095 billion a year earlier; net income was $653 million, versus $689 million.
Full-year 2025 total revenue was $16.099 billion and net income was $2.494 billion; full-year diluted EPS was $38.61.
2026 outlook: total revenue $16.8 billion to $17.3 billion; adjusted EBITDA $7.575 billion to $7.825 billion; free cash flow excluding merger and restructuring payments $2.15 billion to $2.45 billion.
The company intends to repurchase $1.5 billion of common stock in 2026, including $1.15 billion under the new program, and the quarterly dividend rises to $1.97 per share.
Hexcel reported fourth-quarter 2025 sales of $491 million, up 3.7% from a year earlier, and GAAP diluted EPS of $0.60 versus $0.07, while adjusted diluted EPS was flat at $0.52. For the full year, sales fell 0.5% to $1,894 million and adjusted diluted EPS fell 13.3% to $1.76, and the company guided 2026 sales of $2.0 billion to $2.1 billion and adjusted EPS of $2.10 to $2.30.
Q4 2025 sales of $491 million vs. $474 million in Q4 2024; Commercial Aerospace sales rose 7.6% to $299.5 million
FY 2025 sales of $1,894 million vs. $1,903 million; FY adjusted diluted EPS of $1.76 vs. $2.03
2026 guidance: sales of $2.0 billion to $2.1 billion, adjusted diluted EPS of $2.10 to $2.30, free cash flow above $195 million
Whirlpool reported fourth-quarter and full-year 2025 results and gave 2026 guidance. Fourth-quarter net sales fell 0.9% to $4,098 million and ongoing earnings per diluted share dropped to $1.10 from $4.57, while full-year ongoing EPS fell 49.0% to $6.23. The company expects 2026 ongoing EPS of about $7.00, which would be above its 2025 ongoing result, and plans to pay down about $400 million of debt.
Q4 2025 net sales $4,098 million, down 0.9% year over year; Q4 GAAP EPS $1.91 versus a $7.10 loss a year earlier
Full-year 2025 net sales $15.5 billion, down 6.5%; ongoing EBIT $729 million, down 17.8%
2026 outlook: ongoing EPS about $7.00, GAAP EPS about $6.25, net sales $15.3 to $15.6 billion
2026 free cash flow guided at $400 to $500 million; Whirlpool reduced its stake in Whirlpool of India to about 40% and used proceeds to reduce debt
VIAVI reported preliminary fiscal second-quarter results with net revenue of $369.3 million, up 36.4% from a year earlier, but a GAAP net loss of $48.1 million, compared with net income of $9.1 million a year earlier. The company also approved a restructuring plan on January 23, 2026, with about 5% of its global workforce affected and estimated total charges of about $32 million, which matters to shareholders because it adds near-term costs while targeting about $30 million in annualized savings.
Q2 net revenue $369.3 million, up 36.4% year over year; non-GAAP EPS $0.22, up 69.2%
GAAP diluted EPS $(0.21) versus $0.04 a year earlier; GAAP net loss $48.1 million
Restructuring plan approved January 23, 2026: about 5% of global workforce affected, total charges about $32 million including about $24 million in cash
Plan expected to yield about $30 million in annualized cost savings upon completion; majority of charges expected by end of June 2026
C.H. Robinson reported fourth-quarter 2025 results, with total revenues down 6.5% to $3.9 billion and net income down 8.7% to $136.3 million from a year earlier. Adjusted diluted EPS rose 1.7% to $1.23, while GAAP diluted EPS fell 8.2% to $1.12, so shareholders see a mixed picture on the headline measures.
Total revenues fell 6.5% to $3.9 billion, mainly due to the divestiture of the Europe Surface Transportation business and lower ocean pricing and volume.
Net income was $136.3 million, down 8.7% from a year ago.
Diluted EPS was $1.12, down 8.2%; adjusted diluted EPS was $1.23, up 1.7%.
Cash returned to shareholders rose 150.7% to $207.7 million, including $133.3 million in stock repurchases and $74.3 million in dividends.
First Financial Bancorp reported fourth-quarter 2025 net income of $62.4 million, or $0.64 per diluted share, down from $71.9 million, or $0.75, in the third quarter. For the full year, diluted EPS rose to $2.66 from $2.40 in 2024, and the board approved a $0.25 quarterly dividend. The company said adjusted fourth-quarter EPS of $0.80 was a record, excluding items including a $12.6 million loss on securities.
Q4 2025 net income $62.4 million, or $0.64 per diluted share, versus $71.9 million, or $0.75, in Q3 2025
Full-year 2025 net income $255.6 million, or $2.66 per diluted share, versus $228.8 million, or $2.40, in 2024
Q4 noninterest income was $64.8 million, including a $12.6 million loss on securities; adjusted figure was $77.3 million
Board approved a $0.25 quarterly dividend payable March 16, 2026 to shareholders of record as of March 2, 2026
Mid-America Apartment Communities entered a settlement agreement on January 26, 2026, to resolve a class action alleging it and other apartment owners inflated rents through RealPage revenue management software, paying $53 million in two installments. The company expects to raise its loss contingency reserve to $62.5 million in its 2025 year-end financials, but says the charge will not affect 2025 Core FFO or FAD and does not expect material effects on liquidity or its credit rating.
Settlement payment totals $53 million, paid in two $26.5 million installments, the first no earlier than March 2, 2026
Loss contingency reserve to rise to $62.5 million, recorded as other non-operating expense in 2025 financials
2025 Core FFO and FAD are not affected; the settlement will be reflected in 2026 guidance when provided
Settlement remains subject to Court approval; plaintiffs must seek preliminary approval by March 31, 2026
Southwest reported 2025 net income of $441 million, or $0.79 per diluted share, down 5.2% from $465 million a year earlier, while full-year operating revenues reached a record $28.1 billion, up 2.1%. The company guided 2026 adjusted EPS of at least $4.00, and said Winter Storm Fern is included in its first quarter and full-year outlook.
Q4 2025 net income was $323 million, or $0.61 per diluted share, up from $261 million, or $0.42, a year earlier.
Full-year 2025 adjusted EBIT was $574 million, above prior guidance of $500 million; full-year adjusted EPS was $0.93, down from $0.96.
2026 adjusted EPS guidance is at least $4.00; first quarter 2026 adjusted EPS is guided at least $0.45.
Southwest returned $2.9 billion to shareholders in 2025 through share repurchases and dividends.
CONMED reported fourth-quarter 2025 sales of $373.2 million, up 7.9%, while GAAP diluted earnings per share fell to $0.54 from $1.08, and adjusted EPS rose to $1.43 from $1.34. For 2026, the company expects adjusted diluted EPS of $4.30 to $4.45, compared with $4.59 adjusted for full-year 2025, so shareholders face a lower adjusted earnings outlook despite higher sales.
Q4 2025 net sales $373.2 million, up 7.9% as reported and 7.1% in constant currency; international revenue up 17.0%, domestic up 1.4%
Q4 GAAP diluted EPS $0.54 vs $1.08 a year earlier; adjusted diluted EPS $1.43 vs $1.34
Full-year 2025 net sales $1,374.7 million, up 5.2%; GAAP diluted EPS $1.51 vs $4.25 in 2024; adjusted EPS $4.59 vs $4.17
2026 outlook: reported revenue $1.345 billion to $1.375 billion and adjusted diluted EPS $4.30 to $4.45
Hawkins, Inc. reported fiscal 2026 third-quarter results for the period ended December 28, 2025. Sales rose 8% to $244.1 million and adjusted EBITDA rose 3% to $34.8 million, but diluted EPS fell to $0.69 from $0.72, which the company attributed mainly to about $5 million of higher amortization and interest expense from its acquisitions.
Sales were $244.1 million, up $17.9 million or 8% from a year earlier, with Water Treatment up 21% and Industrial Solutions up 10%.
Food & Health Sciences sales fell 10% to $70.0 million.
Net income was $14.3 million, or $0.69 per diluted share, versus $15.0 million, or $0.72, a year earlier.
Total debt was $264.0 million at quarter end, and the leverage ratio was 1.47x trailing 12-month adjusted EBITDA.
Raymond James reported net revenues of $3.74 billion for the fiscal first quarter ended December 31, 2025, up 6% from a year earlier and a company record. Net income available to common shareholders fell 6% to $562 million, or $2.79 per diluted share, from $599 million, or $2.86 per diluted share, a year earlier, as the effective tax rate rose to 22.7% from 19.9%.
Net revenues of $3.74 billion, up 6% from $3.537 billion in the prior-year fiscal first quarter.
Net income available to common shareholders of $562 million, down from $599 million; adjusted net income of $577 million excludes $15 million of acquisition-related expenses, net of tax.
Quarterly cash dividend raised 8% to $0.54 per share; $400 million of common stock repurchased during the quarter.
In December the Board authorized up to $2 billion of common stock repurchases, replacing the prior authorization; $1.9 billion remained available as of December 31, 2025.
Merchants Bancorp furnished a press release with its fourth quarter and full-year 2025 results as Exhibit 99.1 to this 8-K. Q4 net income rose 24% from the third quarter but fell 29% from a year earlier, and full-year 2025 net income fell 32% to $218.8 million, with diluted EPS of $3.78, down 40%. Credit metrics improved in the quarter, with criticized loans down 13% and total delinquencies down 38% from September 30, 2025.
Q4 2025 net income was $67.8 million, or $1.28 diluted EPS, down from $95.7 million, or $1.85, in Q4 2024 but up from $54.7 million, or $0.97, in Q3 2025.
Full-year 2025 net income was $218.8 million, down $101.6 million, or 32%, from 2024; diluted EPS was $3.78, down 40%.
Criticized loans fell 13% from September 30, 2025 to $508.2 million; non-performing loans were $197.8 million, or 1.79% of loans receivable.
Total assets were $19.4 billion and total deposits were $13.0 billion as of December 31, 2025; tangible book value per share was a record $37.51.
Meta reported fourth-quarter 2025 revenue of $59.89 billion, up 24%, and diluted EPS of $8.88, up 11%, but full-year net income fell 3% to $60.46 billion and diluted EPS fell 2% to $23.49 after a valuation allowance charge tied to the One Big Beautiful Bill Act raised the full-year tax provision to $25.47 billion. The company guided to 2026 total expenses of $162-169 billion and capital expenditures of $115-135 billion, and said it expects 2026 operating income to exceed 2025 operating income.
Q4 2025 revenue was $59.89 billion, up 24% year over year; income from operations rose 6% to $24.75 billion, and operating margin fell to 41% from 48%.
Full-year 2025 effective tax rate was 30%, versus 12% in 2024; the company said it would have been 13% absent the charge.
Q1 2026 revenue guidance is $53.5-56.5 billion, with an assumed foreign currency tailwind of about 4%.
Capital expenditures were $72.22 billion in 2025; 2026 capital expenditures are expected at $115-135 billion.
Progressive reported December 2025 net income of $1.147 billion, up 22% from $942 million a year earlier, and full-year 2025 net income of $11.308 billion, up from $8.480 billion in 2024. The company also said CFO John Sauerland will retire on July 3, 2026, and Chief Strategy Officer Andrew Quigg is expected to succeed him.
December 2025 net income was $1.147 billion versus $942 million; diluted EPS was $1.95 versus $1.60.
December combined ratio was 87.1 versus 84.1 a year earlier, a higher (less favorable) figure.
Full-year 2025 net income was $11.308 billion versus $8.480 billion; full-year diluted EPS was $19.23 versus $14.40.
Sauerland retires July 3, 2026; Quigg is expected to be appointed CFO upon his retirement.
Avnet reported fiscal second-quarter 2026 results for the quarter ended December 27, 2025, with sales of $6.3 billion, up 11.6% from a year earlier, and adjusted diluted EPS of $1.05, up 20.7%. GAAP diluted EPS fell 24.2% to $0.75 from $0.99, and the company cited restructuring, integration and other expenses of $25.2 million in the quarter. Avnet also gave third-quarter guidance of $6.20 billion to $6.50 billion in sales and $1.20 to $1.30 in adjusted diluted EPS.
Sales of $6.3 billion, up 11.6% year over year; Asia sales of $3.2 billion were a record
GAAP diluted EPS of $0.75 versus $0.99 a year earlier; adjusted diluted EPS of $1.05 versus $0.87
Quarter results exceeded the high end of the company's sales and adjusted EPS guidance ranges
Q3 fiscal 2026 guidance: sales of $6.20 billion to $6.50 billion and adjusted diluted EPS of $1.20 to $1.30
Starbucks reported fiscal first-quarter 2026 results for the quarter ended December 28, 2025. Revenue rose 6% to $9.9 billion and global comparable store sales rose 4%, but GAAP earnings per share fell 62% to $0.26, as GAAP operating margin contracted to 9.0% and the effective tax rate rose to 61.7% after China retail operations were classified as held for sale. The company also introduced fiscal 2026 non-GAAP EPS guidance of $2.15 to $2.40, compared with non-GAAP EPS of $0.56 for the quarter.
Global comparable store sales rose 4%, and U.S. comparable transactions grew for the first time in eight quarters.
GAAP EPS was $0.26 versus $0.69 a year earlier; non-GAAP EPS was $0.56, down 19%.
GAAP operating margin was 9.0%, down 290 basis points; the effective tax rate was 61.7% versus 23.6%.
Fiscal 2026 non-GAAP EPS guidance is $2.15 to $2.40; the China joint venture with Boyu Capital is expected to close in the spring, subject to regulatory approvals.
Scotts Miracle-Gro reported first-quarter net sales of $354.4 million, down 3% from a year earlier, and a net loss of $125.0 million, compared with $69.5 million a year earlier. The larger loss reflects a $77.2 million loss from discontinued operations tied to Hawthorne, which is being sold to Vireo Growth, Inc. The company reaffirmed its fiscal 2026 guidance and authorized a $500 million share repurchase program, with repurchases expected to begin in late 2026.
Net sales were $354.4 million, down 3% from $366.6 million in the prior-year quarter.
Net loss from continuing operations narrowed to $47.8 million, or $0.83 per share, from $66.1 million, or $1.15 per share; total net loss was $125.0 million, or $2.16 per share.
Hawthorne sale to Vireo Growth, Inc. is in advanced discussions, with closing anticipated in the fiscal second quarter.
Board approved a share repurchase program of up to $500 million; fiscal 2026 guidance, including $275 million of free cash flow, was reaffirmed.
Littelfuse reported fourth-quarter 2025 net sales of $594 million, up 12%, but a $301 million non-cash goodwill impairment on its Semiconductor Products business produced a GAAP net loss of $242 million. Adjusted diluted EPS rose to $2.69 from $1.53, and the company guided first-quarter 2026 net sales to $625 million to $645 million, with adjusted EPS of $2.70 to $2.90.
Q4 2025 net sales were $594 million, up 12%; organic growth contributed 7%.
GAAP diluted loss per share was $9.72 for Q4 2025, versus a loss of $2.09 a year earlier, including the $301 million goodwill impairment.
Adjusted diluted EPS was $2.69 for Q4 2025, compared with $1.53 a year earlier; full-year 2025 adjusted EPS was $10.68, up 34%.
First-quarter 2026 guidance: net sales of $625 million to $645 million and adjusted diluted EPS of $2.70 to $2.90; the company also declared a $0.75 per share dividend payable March 5, 2026.
Stifel Financial reported record fourth-quarter net revenues of $1.56 billion, up from $1.36 billion a year earlier, and diluted EPS of $2.31 versus $2.09. For the full year, net income available to common shareholders fell to $646.5 million, or $5.87 per diluted share, from $694.1 million, or $6.25, as elevated legal provisions weighed on results. The board also declared a three-for-two stock split and an 11% dividend increase.
Q4 2025 net revenues $1.56 billion, up 14.4% from $1.36 billion; diluted EPS $2.31 versus $2.09
Full-year 2025 net revenues $5.53 billion; diluted EPS $5.87 versus $6.25, with $1.16 per share of after-tax legal provisions cited
Three-for-two stock split as a 50% stock dividend, distributed February 26, 2026, to holders of record February 12, 2026
Quarterly common dividend raised 11% to $0.51 per share starting in the first quarter of 2026
Lennox reported fourth-quarter 2025 revenue of $1.2 billion, down 11%, and adjusted diluted EPS of $4.45, down 22%, with figures reflecting a change from LIFO to FIFO inventory accounting. The company also guided for 2026 revenue growth of about 6% to 7% and adjusted EPS of $23.50 to $25.00, which shareholders can compare with a full-year 2025 adjusted EPS of $23.16.
Q4 2025 revenue $1.2 billion, down 11%; segment profit $212 million, down 16%
Q4 GAAP diluted EPS $4.07 versus $5.64 a year earlier; adjusted diluted EPS $4.45 versus $5.72 restated basis, down 22%
Full year 2025 adjusted diluted EPS $23.16, up 2%; revenue $5.2 billion, down 3%
2026 guidance: revenue up about 6% to 7%, adjusted EPS $23.50 to $25.00, free cash flow $750 million to $850 million
MSCI reported fourth-quarter 2025 operating revenues of $822.5 million, up 10.6%, and full-year 2025 revenues of $3,134.5 million, up 9.7%. Fourth-quarter diluted EPS fell 2.3% to $3.81 and net income fell 6.8%, while adjusted EPS rose 11.5% to $4.66, and the company gave 2026 guidance for operating expenses, free cash flow and other items.
Q4 2025 operating revenues were $822.5 million, up 10.6%, and operating income was $463.6 million, up 14.4%.
Q4 diluted EPS was $3.81, down 2.3%, and net income was $284.7 million, down 6.8%; the company cited higher interest expense and an $11.8 million loss on a minority investee write-off.
Full-year 2025 diluted EPS was $15.69, up 11.7%, and the board declared a $2.05 quarterly dividend for Q1 2026, up 13.9%.
Full-year 2026 guidance includes free cash flow of $1,470 to $1,530 million and adjusted EBITDA expense of $1,305 to $1,335 million.
AT&T reported fourth-quarter 2025 operating revenues of $33.5 billion, up 3.6 percent, and net income attributable to common stock of $3.8 billion, or $0.53 per diluted share, down from $0.56 a year earlier. For full-year 2025, diluted EPS was $3.04 versus $1.49 in 2024, helped by a $5.6 billion gain on the sale of DIRECTV, while the filing gives no new guidance.
Q4 2025 operating revenues $33.5 billion, up 3.6 percent; Q4 operating income $5.8 billion, up from $5.3 billion
Q4 diluted EPS $0.53 versus $0.56 in Q4 2024, down 5.4 percent
Full-year 2025 diluted EPS $3.04 versus $1.49, including an $0.80 per-share gain on the DIRECTV sale
Mobility added 1.2 million wireless subscribers in Q4, reaching 120.1 million at December 31, 2025
Elevance Health reported fourth quarter 2025 operating revenue of $49.3 billion, up 10% from a year earlier, and GAAP diluted EPS of $2.47 versus $1.81. For the full year, GAAP diluted EPS fell 1.8% to $25.21 and adjusted diluted EPS fell 8.3% to $30.29. The company projects 2026 adjusted diluted EPS of at least $25.50 and GAAP diluted EPS of at least $22.30, both below 2025 levels.
Q4 2025 operating gain was $0.3 billion versus $0.7 billion a year earlier; benefit expense ratio rose to 93.5%, up 110 basis points.
Full-year 2025 adjusted operating gain was $7.5 billion versus $9.3 billion in 2024.
2026 outlook: total operating revenue expected to decline at a low single digit rate; adjusted operating gain of at least $6.8 billion.
Returned $4.1 billion to shareholders in 2025; Q1 2026 dividend declared at $1.72 per share, payable March 25, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Briefs marked “Written later” were written in November 2026 for filings that were by then more than three weeks old, so months before mid-October 2026 hold a selection: every material 8-K of the past year for the 100 largest companies we cover and the last 15 important 8-Ks of every other one. Briefs the number check holds back are not shown or counted. Also: the last 45 days, briefs by company, A–Z and the live SEC filings wire.