AI brief of an SEC Form 8-K · First Financial Bancorp (FFBC)

First Financial Bancorp Q4 diluted EPS $0.64, down from $0.75; full-year $2.66

Mixed Impact 3 of 5 earnings Written later

First Financial Bancorp reported fourth-quarter 2025 net income of $62.4 million, or $0.64 per diluted share, down from $71.9 million, or $0.75, in the third quarter. For the full year, diluted EPS rose to $2.66 from $2.40 in 2024, and the board approved a $0.25 quarterly dividend. The company said adjusted fourth-quarter EPS of $0.80 was a record, excluding items including a $12.6 million loss on securities.

Key points

  • Q4 2025 net income $62.4 million, or $0.64 per diluted share, versus $71.9 million, or $0.75, in Q3 2025
  • Full-year 2025 net income $255.6 million, or $2.66 per diluted share, versus $228.8 million, or $2.40, in 2024
  • Q4 noninterest income was $64.8 million, including a $12.6 million loss on securities; adjusted figure was $77.3 million
  • Board approved a $0.25 quarterly dividend payable March 16, 2026 to shareholders of record as of March 2, 2026

The filing

CompanyFirst Financial Bancorp (FFBC)
Form8-K, current report
Filed with the SECJan 28, 2026, 4:16 PM ET
Accession number0000708955-26-000009

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:38 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 28, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.