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First Financial Bancorp (FFBC)

Nasdaq Financials Regional Banks S&P SmallCap 600
$32.57
+0.07 (+0.22%)
Close of Nov 06, 2026 · end-of-day data
Source: First Financial Bancorp's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Interest expense$33.28M$49.53M$91.15M$123.32M$68.45M$31.10M$65.86M$275.23M——
Pre-tax income$130.73M$116.16M$214.22M$242.86M$184.41M$240.93M$241.72M$318.60M$268.32M$321.27M
Income tax$42.20M$19.38M$41.63M$44.79M$28.60M$35.77M$24.11M$62.73M$39.49M$65.67M
Net income$88.53M$96.79M$172.59M$198.07M$155.81M$205.16M$217.61M$255.86M$228.83M$255.60M
EPS (basic)$1.45$1.57$1.95$2.01$1.60$2.16$2.33$2.72$2.42$2.68
EPS (diluted)$1.43$1.56$1.93$2.00$1.59$2.14$2.30$2.69$2.40$2.66
Diluted shares61.99M62.17M89.61M98.85M98.09M95.90M94.59M95.10M95.41M96.16M

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents———$200.69M$231.05M$220.03M$207.50M$213.06M$174.26M$178.55M
Goodwill$204.08M$204.08M$880.25M$937.77M$937.77M$1.00B$1.00B$1.01B$1.01B$1.10B
Total assets$8.44B$8.90B$13.99B$14.51B$15.97B$16.33B$17.00B$17.53B$18.57B$21.13B
Short-term debt$807.91M$814.57M$1.04B$1.32B$166.59M$296.20M$1.29B$937.81M$755.45M$675.33M
Long-term debt$119.59M$119.65M$570.74M$414.38M$776.20M$409.83M$346.67M$344.12M$347.51M$514.05M
Total debt$927.50M$934.22M$1.61B$1.73B$942.80M$706.03M$1.63B$1.28B$1.10B$1.19B
Total liabilities$7.57B$7.97B$11.91B$12.26B$13.69B$14.07B$14.96B$15.26B$16.13B$18.36B
Shareholders' equity$865.22M$930.66M$2.08B$2.25B$2.28B$2.26B$2.04B$2.27B$2.44B$2.77B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$142.60M$123.52M$260.35M$186.33M$108.36M$388.16M$200.85M$486.97M$262.16M$337.86M
Capital expenditures$9.73M$6.54M$18.23M$20.93M$16.47M$15.33M$13.78M$24.14M$21.07M$20.76M
Free cash flow$132.87M$116.99M$242.12M$165.40M$91.90M$372.82M$187.07M$462.83M$241.08M$317.10M
Investing cash flow-$313.35M-$429.45M-$204.78M-$252.42M-$1.20B-$510.03M-$883.11M-$701.26M-$1.00B-$546.72M
Financing cash flow$177.50M$334.98M$30.01M$30.57M$1.13B$110.85M$669.73M$219.85M$699.08M$213.16M
Dividends paid$39.12M$41.18M$79.66M$89.10M$89.69M$87.32M$86.61M$87.16M$89.54M$94.65M
Share buybacks$0$0$0$66.22M$16.69M$108.08M$0$0——
Stock-based compensation$5.35M$5.45M$6.22M$7.97M$7.68M$9.63M$13.38M$14.90M$15.69M$15.59M
Depreciation & amortization$13.04M$12.64M$24.17M$28.14M$33.34M$32.14M$31.18M$30.03M$30.32M$31.83M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.