AI brief of an SEC Form 8-K · First Financial Bancorp (FFBC)

First Financial Bancorp completes all-stock acquisition of BankFinancial

Neutral Impact 4 of 5 m&a Written later

First Financial Bancorp completed its merger with Chicago-based BankFinancial Corporation on January 1, 2026, and merged BankFinancial's bank into First Financial Bank. Each BankFinancial share was converted into 0.480 of a First Financial common share, and the company says the combined business will have $22 billion in assets and 18 Chicago-area financial centers from BankFinancial. The filing gives no financial results or purchase price for the deal, so its effect on earnings is not stated.

Key points

  • Merger completed January 1, 2026; First Financial Bank is the surviving bank in the bank merger
  • Exchange ratio: 0.480 of a First Financial common share for each BankFinancial share
  • BankFinancial brings 18 financial centers in the Chicago area; combined assets to be $22 billion
  • BankFinancial branches keep their name until the systems conversion, anticipated in June 2026

The filing

CompanyFirst Financial Bancorp (FFBC)
Form8-K, current report
Filed with the SECJan 2, 2026, 8:32 AM ET
Accession number0000708955-26-000002

Items reported: 2.01 Acquisition or Disposition Completed8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:38 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 02, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.