Flash FinanceUS
Market closed S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · Enact Holdings (ACT)

Enact Q3 net income falls to $163M; raises 2025 capital return target to $500M

Mixed Impact 4 of 5 earnings Written later

Enact Holdings reported third-quarter 2025 net income of $163 million, or $1.10 per diluted share, down from $181 million, or $1.15 per share, a year earlier, and slightly below the second quarter's $168 million. The company raised its expected total 2025 capital return to approximately $500 million and declared a $0.21 quarterly dividend, while the loss ratio rose to 15% from 5% a year ago.

Key points

  • Net income was $163 million, or $1.10 per diluted share, versus $181 million, or $1.15, in Q3 2024
  • Adjusted operating income was $166 million, or $1.12 per diluted share, versus $182 million, or $1.16, in Q3 2024
  • Loss ratio was 15%, compared with 5% in Q3 2024 and 10% in Q2 2025
  • Expected total 2025 capital return raised to approximately $500 million; $0.21 dividend payable December 11, 2025

The filing

CompanyEnact Holdings (ACT)
Form8-K, current report
Filed with the SECNov 5, 2025, 4:25 PM ET
Accession number0001823529-25-000225

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:58 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 05, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.