Source: Enact Holdings, Inc.'s 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026
Revenue, net income & free cash flow
Income statement
fiscal years · USD
Fiscal year
FY2019
FY2020
FY2021
FY2022
FY2023
FY2024
FY2025
Revenue
$978.85M
$1.11B
$1.12B
$1.10B
$1.15B
$1.20B
$1.24B
Selling, general & admin
—
$215.02M
$231.45M
$226.94M
$212.49M
$213.31M
$208.33M
Interest expense
$0
$18.24M
$51.01M
$51.70M
$51.87M
$51.16M
$49.95M
Pre-tax income
$718.17M
$472.42M
$695.22M
$898.22M
$851.51M
$878.06M
$858.84M
Income tax
$155.83M
$102.00M
$148.53M
$194.06M
$186.00M
$189.99M
$184.59M
Net income
$677.63M
$370.42M
$546.68M
$704.16M
$665.51M
$688.07M
$674.24M
EPS (basic)
$4.16
$2.27
$3.36
$4.32
$4.14
$4.40
$4.54
EPS (diluted)
$4.16
$2.27
$3.36
$4.31
$4.11
$4.37
$4.52
Diluted shares
162.84M
162.84M
162.88M
163.29M
161.85M
157.55M
149.32M
Net margin
69.2%
33.5%
48.9%
64.3%
57.7%
57.3%
54.6%
Balance sheet
fiscal years · USD
Fiscal year
FY2019
FY2020
FY2021
FY2022
FY2023
FY2024
FY2025
Cash & equivalents
$585.06M
$452.79M
$425.83M
$513.77M
$615.68M
$599.43M
$582.49M
Short-term investments
—
$0
$0
$3.05M
$20.22M
$3.37M
$0
Total assets
—
$5.65B
$5.87B
$5.71B
$6.19B
$6.52B
$6.89B
Long-term debt
—
$738.16M
$740.42M
$742.83M
$745.42M
$743.05M
$744.48M
Total debt
—
$738.16M
$740.42M
$742.83M
$745.42M
$743.05M
$744.48M
Total liabilities
—
$1.77B
$1.76B
$1.61B
$1.56B
$1.53B
$1.54B
Shareholders' equity
$3.83B
$3.88B
$4.11B
$4.10B
$4.63B
$5.00B
$5.36B
Cash flow
fiscal years · USD
Fiscal year
FY2019
FY2020
FY2021
FY2022
FY2023
FY2024
FY2025
Operating cash flow
$500.02M
$704.35M
$572.11M
$560.51M
$632.04M
$686.26M
$724.52M
Free cash flow
$500.02M
$704.35M
$572.11M
$560.51M
$632.04M
$686.26M
$724.52M
Investing cash flow
$175.99M
-$1.14B
-$398.78M
-$220.25M
-$229.40M
-$320.51M
-$226.38M
Financing cash flow
-$250.00M
$300.30M
-$200.29M
-$252.31M
-$300.73M
-$382.00M
-$515.08M
Dividends paid
$250.00M
$437.35M
$200.29M
$250.78M
$212.96M
$111.72M
$120.83M
Share buybacks
—
$0
$0
$1.53M
$87.76M
$243.97M
$382.40M
Stock-based compensation
$0
$0
$1.50M
$9.88M
$15.28M
$18.77M
$19.02M
Income statement
quarters · USD
Quarter ended
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Sep 2026
Revenue
$296.19M
$291.58M
$298.83M
$309.59M
$301.78M
$306.78M
$304.89M
$311.45M
$312.71M
$312.07M
$317.31M
$312.85M
Interest expense
$12.95M
$12.96M
$13.64M
$12.29M
$12.26M
$12.29M
$12.30M
$12.90M
$12.46M
$12.37M
$12.48M
$12.47M
Pre-tax income
$199.74M
$205.92M
$234.83M
$229.46M
$207.85M
$211.42M
$214.50M
$209.83M
$223.09M
$213.38M
$219.97M
$203.04M
Income tax
$42.44M
$44.93M
$51.16M
$48.79M
$45.12M
$45.64M
$46.69M
$46.33M
$45.92M
$45.61M
$45.13M
$44.13M
Net income
$157.31M
$160.99M
$183.67M
$180.67M
$162.74M
$165.78M
$167.81M
$163.50M
$177.16M
$167.77M
$174.84M
$158.91M
EPS (basic)
$0.99
$1.01
$1.17
$1.16
$1.06
$1.09
$1.12
$1.11
$1.22
$1.18
$1.25
$1.16
EPS (diluted)
$0.98
$1.01
$1.16
$1.15
$1.06
$1.08
$1.11
$1.10
$1.22
$1.18
$1.25
$1.15
Diluted shares
-318.00K
160.09M
158.57M
157.02M
-1.00M
152.91M
150.73M
148.34M
-1.34M
142.63M
140.31M
138.29M
Net margin
53.1%
55.2%
61.5%
58.4%
53.9%
54.0%
55.0%
52.5%
56.7%
53.8%
55.1%
50.8%
Balance sheet
quarters · USD
Quarter ended
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Sep 2026
Cash & equivalents
$615.68M
$614.33M
$699.03M
$673.36M
$599.43M
$635.27M
$612.97M
$543.58M
$582.49M
$549.04M
$448.45M
$504.61M
Short-term investments
$20.22M
$9.96M
$12.31M
$1.55M
$3.37M
$3.70M
$3.00M
$2.00M
$0
—
$49.12M
$45.09M
Total assets
$6.19B
$6.30B
$6.35B
$6.60B
$6.52B
$6.72B
$6.77B
$6.88B
$6.89B
$6.96B
$6.96B
$6.79B
Long-term debt
$745.42M
$746.09M
$742.37M
$742.71M
$743.05M
$743.40M
$743.75M
$744.11M
$744.48M
$744.85M
$745.23M
$745.62M
Total debt
$745.42M
$746.09M
$742.37M
$742.71M
$743.05M
$743.40M
$743.75M
$744.11M
$744.48M
$744.85M
$745.23M
$745.62M
Total liabilities
$1.56B
$1.59B
$1.52B
$1.56B
$1.53B
$1.60B
$1.55B
$1.56B
$1.54B
$1.62B
$1.56B
$1.59B
Shareholders' equity
$4.63B
$4.71B
$4.83B
$5.04B
$5.00B
$5.12B
$5.22B
$5.32B
$5.36B
$5.34B
$5.40B
$5.20B
Cash flow
quarters · USD
Quarter ended
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Sep 2026
Operating cash flow
$190.06M
$187.30M
$144.70M
$188.14M
$166.13M
$226.72M
$119.52M
$192.01M
$186.27M
$224.04M
$118.51M
$183.92M
Free cash flow
$190.06M
$187.30M
$144.70M
$188.14M
$166.13M
$226.72M
$119.52M
$192.01M
$186.27M
$224.04M
$118.51M
$183.92M
Investing cash flow
-$95.42M
-$113.47M
$32.20M
-$102.35M
-$136.90M
-$89.58M
-$25.61M
-$121.26M
$10.06M
-$125.48M
-$92.26M
$23.26M
Financing cash flow
-$156.94M
-$75.18M
-$92.20M
-$111.46M
-$103.16M
-$101.31M
-$116.21M
-$140.14M
-$157.41M
-$132.01M
-$126.85M
-$151.02M
Dividends paid
$138.91M
$25.46M
$29.08M
$28.78M
$28.40M
$28.09M
$31.50M
$30.96M
$30.29M
$29.76M
$33.48M
$32.98M
Share buybacks
$18.04M
$49.72M
$48.61M
$70.99M
$74.65M
$65.28M
$84.58M
$105.51M
$127.02M
$93.20M
$93.34M
$117.94M
Stock-based compensation
$5.79M
$3.94M
$2.95M
$6.45M
$5.43M
$3.87M
$4.24M
$4.50M
$6.41M
$5.17M
$4.58M
$4.69M
Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.