Enact Holdings, Inc. (ACT)

Nasdaq Financials Commercial & Residential Mortgage Finance S&P SmallCap 600
$46.43
-1.34 (-2.81%)
Close of Nov 06, 2026 · end-of-day data
Source: Enact Holdings, Inc.'s 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$978.85M$1.11B$1.12B$1.10B$1.15B$1.20B$1.24B
Selling, general & admin—$215.02M$231.45M$226.94M$212.49M$213.31M$208.33M
Interest expense$0$18.24M$51.01M$51.70M$51.87M$51.16M$49.95M
Pre-tax income$718.17M$472.42M$695.22M$898.22M$851.51M$878.06M$858.84M
Income tax$155.83M$102.00M$148.53M$194.06M$186.00M$189.99M$184.59M
Net income$677.63M$370.42M$546.68M$704.16M$665.51M$688.07M$674.24M
EPS (basic)$4.16$2.27$3.36$4.32$4.14$4.40$4.54
EPS (diluted)$4.16$2.27$3.36$4.31$4.11$4.37$4.52
Diluted shares162.84M162.84M162.88M163.29M161.85M157.55M149.32M
Net margin69.2%33.5%48.9%64.3%57.7%57.3%54.6%

Balance sheet

fiscal years · USD
Fiscal yearFY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$585.06M$452.79M$425.83M$513.77M$615.68M$599.43M$582.49M
Short-term investments—$0$0$3.05M$20.22M$3.37M$0
Total assets—$5.65B$5.87B$5.71B$6.19B$6.52B$6.89B
Long-term debt—$738.16M$740.42M$742.83M$745.42M$743.05M$744.48M
Total debt—$738.16M$740.42M$742.83M$745.42M$743.05M$744.48M
Total liabilities—$1.77B$1.76B$1.61B$1.56B$1.53B$1.54B
Shareholders' equity$3.83B$3.88B$4.11B$4.10B$4.63B$5.00B$5.36B

Cash flow

fiscal years · USD
Fiscal yearFY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$500.02M$704.35M$572.11M$560.51M$632.04M$686.26M$724.52M
Free cash flow$500.02M$704.35M$572.11M$560.51M$632.04M$686.26M$724.52M
Investing cash flow$175.99M-$1.14B-$398.78M-$220.25M-$229.40M-$320.51M-$226.38M
Financing cash flow-$250.00M$300.30M-$200.29M-$252.31M-$300.73M-$382.00M-$515.08M
Dividends paid$250.00M$437.35M$200.29M$250.78M$212.96M$111.72M$120.83M
Share buybacks—$0$0$1.53M$87.76M$243.97M$382.40M
Stock-based compensation$0$0$1.50M$9.88M$15.28M$18.77M$19.02M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.