AI brief of an SEC Form 8-K · Aflac (AFL)

Aflac Q3 net earnings reach $1.6 billion after prior-year loss; adjusted EPS up 15.3%

Positive Impact 4 of 5 earnings Written later

Aflac reported third quarter 2025 net earnings of $1.6 billion, or $3.08 per diluted share, compared with a net loss of $93 million a year earlier, and adjusted earnings of $1.3 billion, up 9.6%. For the first nine months, net earnings fell 36.0% to $2.3 billion, and the company also declared a $0.58 fourth quarter dividend and repurchased $1.0 billion of its shares in the quarter.

Key points

  • Q3 net earnings $1.6 billion, or $3.08 per diluted share, versus a net loss of $93 million, or $0.17 per share, in Q3 2024
  • Q3 adjusted earnings per diluted share rose 15.3% to $2.49; net investment gains of $275 million drove the GAAP result
  • Nine-month total revenues fell 9.1% to $12.3 billion and net earnings fell 36.0% to $2.3 billion
  • Board declared a fourth quarter dividend of $0.58 per share, payable December 1, 2025; $1.0 billion repurchased 9.3 million shares in Q3

The filing

CompanyAflac (AFL)
Form8-K, current report
Filed with the SECNov 4, 2025, 4:38 PM ET
Accession number0001628280-25-048906

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:42 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on November 04, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.