Flash FinanceUS
Market closed · weekend S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026

Aflac (AFL)

NYSE Financials Life & Health Insurance S&P 500
$124.06
-2.18 (-1.73%)
Close of Nov 06, 2026 · end-of-day data
Source: Aflac's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$22.56B$21.67B$21.76B$22.31B$22.15B$21.55B$19.14B$18.70B$18.93B$17.16B
Selling, general & admin$2.80B$2.78B$2.99B$3.09B$3.42B$3.54B$3.25B$3.17B$3.01B$3.25B
Operating income$4.12B$4.09B$4.35B$4.46B$4.42B$4.93B$4.16B———
Interest expense$268.00M$240.00M$222.00M$228.00M$242.00M$238.00M$226.00M$195.00M$194.00M$217.00M
Pre-tax income$4.07B$4.02B$3.98B$4.45B$4.16B$5.21B$4.87B$5.26B$6.42B$4.53B
Income tax$1.41B-$586.00M$1.06B$1.14B-$619.00M$977.00M$451.00M$603.00M$974.00M$887.00M
Net income$2.66B$4.60B$2.92B$3.30B$4.78B$4.23B$4.42B$4.66B$5.44B$3.65B
EBITDA$4.17B$4.14B$4.40B$4.50B$4.46B$4.98B$4.20B———
EPS (basic)$3.23$5.81$3.79$4.45$6.69$6.28$6.96$7.81$9.68$6.84
EPS (diluted)$3.21$5.77$3.77$4.43$6.67$6.25$6.93$7.78$9.63$6.82
Diluted shares827.84M797.86M774.65M746.43M716.19M676.73M637.65M598.75M565.01M534.88M
Operating margin18.2%18.9%20.0%20.0%19.9%22.9%21.7%———
Net margin11.8%21.2%13.4%14.8%21.6%19.6%23.1%24.9%28.8%21.2%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$4.86B$3.49B$4.34B$4.90B$5.14B$5.05B$3.94B$4.31B$6.23B$6.25B
Goodwill———$140.00M$269.00M$268.00M$265.00M$265.00M$263.00M$260.00M
Total assets$129.82B$137.22B$140.41B$152.77B$165.09B$157.54B$131.74B$126.72B$117.57B$116.47B
Total liabilities$109.34B$112.62B$116.94B$123.81B$131.53B$124.29B$111.60B$104.74B$91.47B$86.98B
Shareholders' equity$20.48B$24.60B$23.46B$28.96B$33.56B$17.03B$20.14B$21.98B$26.10B$29.49B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$5.99B$6.13B$6.01B$5.46B$5.96B$5.05B$3.88B$3.19B$2.71B$2.56B
Free cash flow$5.99B$6.13B$6.01B$5.46B$5.96B$5.05B$3.88B$3.19B$2.71B$2.56B
Investing cash flow-$3.85B-$5.43B-$3.58B-$3.17B-$4.62B-$2.38B-$1.54B$817.00M$2.78B$1.56B
Financing cash flow-$1.62B-$2.06B-$1.62B-$1.71B-$1.11B-$2.74B-$3.55B-$3.72B-$3.49B-$4.07B
Dividends paid$658.00M$661.00M$793.00M$771.00M$769.00M$855.00M$979.00M$966.00M$1.09B$1.20B
Share buybacks$1.42B$1.35B$1.30B$1.63B$1.54B$2.30B$2.40B$2.80B$2.80B$3.53B
Depreciation & amortization$54.00M$53.00M$49.00M$41.00M$41.00M$45.00M$45.00M$39.00M$40.00M$36.00M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.