Every material Form 8-K American Integrity Insurance Group, Inc. has filed with the SEC since June 01, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
American Integrity Insurance Group furnished an investor presentation for its 2Q 2026 results, to be used at the KBW Insurance Conference on September 10, 2026. For the quarter ended June 30, 2026, net premiums earned rose to $105 million from $66 million, adjusted net income rose to $35 million from $31 million, and the combined ratio improved to 63% from 73%. For the six months, adjusted net income fell 21% to $55 million from $69 million.
Q2 2026 gross premiums written were $327 million, up 14% from $287 million in Q2 2025.
Q2 2026 adjusted return on equity was 40%, compared with 51% in Q2 2025.
The 2026-2027 catastrophe reinsurance program was finalized with a total cost expected to be $430 million to $440 million.
Ceding percentage on the non-catastrophe quota share was reduced from 40% to 25% effective January 1, 2026.
American Integrity Insurance Group reported second quarter 2026 net income of $34.1 million, or $1.74 per diluted share, up from $27.5 million, or $1.62 per diluted share, a year earlier. The company said income before taxes of $46.4 million was a new quarterly record, and its combined ratio improved to 63.4% from 72.9%, which supports higher profitability for shareholders.
Net income of $34.1 million, or $1.74 per diluted share, versus $27.5 million, or $1.62, in Q2 2025
Income before taxes of $46.4 million, which the company describes as a new quarterly record
Net premiums earned rose 58.2% to $104.7 million; combined ratio improved to 63.4% from 72.9%
Voluntary new business policies reached a record 43K in the quarter, up 54% from Q2 2025; policies in-force were 461,714 as of June 30, 2026
American Integrity Insurance Group announced on June 1, 2026 that it has fully placed the 2026-2027 indemnity-based catastrophe excess of loss reinsurance program for its insurance subsidiary, American Integrity Insurance Company. The company said it raised its total third-party excess of loss limit to $2.99 billion and cited rate reductions and improved terms, which may lower its reinsurance costs and reduce its net retention exposure.
Third-party excess of loss reinsurance limit raised to $2.99 billion for all occurrences, citing 9% growth in peak season in-force exposure
Program provides third-party coverage of $2.2 billion for a single catastrophic event
Expected net catastrophe reinsurance premiums ceded to third parties of $430 million to $440 million for the 2026 treaty year
Additional $260 million of catastrophe bonds issued in 2026 at more favorable pricing
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