American Integrity fully places 2026-2027 catastrophe reinsurance, limit at $2.99 billion
American Integrity Insurance Group announced on June 1, 2026 that it has fully placed the 2026-2027 indemnity-based catastrophe excess of loss reinsurance program for its insurance subsidiary, American Integrity Insurance Company. The company said it raised its total third-party excess of loss limit to $2.99 billion and cited rate reductions and improved terms, which may lower its reinsurance costs and reduce its net retention exposure.
Key points
- Third-party excess of loss reinsurance limit raised to $2.99 billion for all occurrences, citing 9% growth in peak season in-force exposure
- Program provides third-party coverage of $2.2 billion for a single catastrophic event
- Expected net catastrophe reinsurance premiums ceded to third parties of $430 million to $440 million for the 2026 treaty year
- Additional $260 million of catastrophe bonds issued in 2026 at more favorable pricing
The filing
Written by AI on Nov 9, 2026, 11:46 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on June 01, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.