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AI brief of an SEC Form 8-K · Ally Financial (ALLY)

Ally Financial Q3 2026 GAAP EPS rises 10% to $1.30 on higher net revenue

Positive Impact 3 of 5 earnings

Ally Financial reported preliminary third quarter 2026 results, with GAAP earnings per share of $1.30, up 10% from $1.18 a year earlier, and GAAP total net revenue of $2.3 billion, up 8%. Adjusted EPS was $1.34, up 16% year over year, but higher provision for credit losses of $529 million, up $114 million, partly offset the gains.

Key points

  • GAAP net income attributable to common shareholders was $401 million, compared with $371 million in the third quarter of 2025.
  • Net financing revenue rose $164 million year over year to $1.7 billion, and net interest margin was 3.62%.
  • Provision for credit losses rose $114 million year over year to $529 million, mainly from CECL reserve builds tied to asset growth.
  • Ally repurchased $178 million of shares in the quarter and the board approved a $0.35 per share dividend for the fourth quarter of 2026, compared with $0.30 paid in the third quarter.

The filing

CompanyAlly Financial (ALLY)
Form8-K, current report
Filed with the SECOct 20, 2026, 7:20 AM ET
Accession number0001193125-26-425698

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 7, 2026, 11:17 PM ET, from this filing only.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.