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Ally Financial (ALLY)

NYSE Financials Consumer Finance S&P MidCap 400
$38.17
-0.66 (-1.70%)
Close of Nov 06, 2026 · end-of-day data
Source: Ally Financial's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 03, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$5.44B$5.76B$689.00M$727.00M$753.00M$852.00M$908.00M$968.00M$1.20B$1.24B
Interest expense$2.63B$2.86B$3.64B$4.24B$3.24B$1.91B$2.86B$6.90B——
Pre-tax income$1.58B$1.51B$1.62B$1.97B$1.41B$3.85B$2.34B$1.10B$836.00M$1.05B
Income tax$470.00M$581.00M$359.00M$246.00M$328.00M$790.00M$627.00M$144.00M$167.00M$199.00M
Net income$1.07B$929.00M$1.26B$1.72B$1.08B$3.06B$1.71B$957.00M$668.00M$852.00M
EPS (basic)$2.15$2.05$2.97$4.36$2.89$8.28$5.06$2.79$1.82$2.39
EPS (diluted)$2.15$2.04$2.95$4.34$2.88$8.22$5.03$2.77$1.80$2.37
Diluted shares482.18M455.35M427.68M395.39M377.10M365.18M318.63M305.13M310.16M313.04M
Net margin19.6%16.1%183.3%235.9%144.1%359.2%188.8%98.9%55.8%68.5%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$5.93B$4.25B$4.54B$3.56B$15.62B$5.06B$5.57B$6.95B$10.29B$10.03B
Goodwill$240.00M$240.00M$240.00M$393.00M$343.00M$822.00M$822.00M$669.00M$551.00M$190.00M
Total assets$163.73B$167.15B$178.87B$180.64B$182.16B$182.11B$191.83B$196.33B$191.84B$196.00B
Short-term debt$14.55B$11.04B$8.98B$9.22B$5.08B$5.87B$4.42B$4.34B$4.82B$2.66B
Long-term debt$39.26B$33.19B$35.22B$24.81B$16.92B$11.16B$13.34B$13.23B$12.68B$14.41B
Total debt$53.81B$44.23B$44.19B$34.03B$22.01B$17.03B$17.76B$17.57B$17.50B$17.07B
Total liabilities$150.41B$153.65B$165.60B$166.23B$167.46B$165.06B$178.97B$182.63B$177.93B$180.50B
Shareholders' equity$13.32B$13.49B$13.27B$14.42B$14.70B$17.05B$12.86B$13.70B$13.90B$15.50B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$4.57B$4.08B$4.15B$4.05B$3.74B$4.04B$6.25B$4.56B$4.53B$3.73B
Free cash flow$4.57B$4.08B$4.15B$4.05B$3.74B$4.04B$6.25B$4.56B$4.53B$3.73B
Investing cash flow-$9.07B-$8.73B-$14.51B-$3.77B$8.43B-$11.10B-$17.26B-$7.18B$4.99B-$5.26B
Financing cash flow$3.67B$2.03B$10.72B-$1.53B$25.00M-$3.85B$11.57B$3.84B-$5.57B$1.96B
Dividends paid$108.00M$184.00M$242.00M$273.00M$289.00M$324.00M$384.00M$368.00M$372.00M$379.00M
Share buybacks$341.00M$753.00M$939.00M$1.04B$106.00M$1.99B$1.65B$33.00M$38.00M$59.00M
Stock-based compensation—$60.00M$72.00M$67.00M$80.00M—————
Depreciation & amortization$2.38B$1.86B$1.65B$1.55B$1.55B$1.26B$1.33B$1.23B$1.20B$1.40B

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.