Ally Financial reported preliminary third quarter 2026 results, with GAAP earnings per share of $1.30, up 10% from $1.18 a year earlier, and GAAP total net revenue of $2.3 billion, up 8%. Adjusted EPS was $1.34, up 16% year over year, but higher provision for credit losses of $529 million, up $114 million, partly offset the gains.
GAAP net income attributable to common shareholders was $401 million, compared with $371 million in the third quarter of 2025.
Net financing revenue rose $164 million year over year to $1.7 billion, and net interest margin was 3.62%.
Provision for credit losses rose $114 million year over year to $529 million, mainly from CECL reserve builds tied to asset growth.
Ally repurchased $178 million of shares in the quarter and the board approved a $0.35 per share dividend for the fourth quarter of 2026, compared with $0.30 paid in the third quarter.
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From Ally Financial's 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.
Annual results
Fiscal year
Revenue
Growth
EPS (diluted)
Growth
Net margin
FY2025
$1.24B
+3.8%
$2.37
+31.7%
68.5%
FY2024
$1.20B
+23.8%
$1.80
-35.0%
55.8%
FY2023
$968.00M
+6.6%
$2.77
-44.9%
98.9%
FY2022
$908.00M
+6.6%
$5.03
-38.8%
188.8%
FY2021
$852.00M
+13.1%
$8.22
+185.4%
359.2%
Frequently asked questions
When is Ally Financial's next earnings date?
Ally Financial has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.
What did Ally Financial earn last quarter?
For the quarter ended Sep 2026, Ally Financial reported diluted EPS of $1.30 (+10.2% year over year) on revenue of $311.00M (+1.0%).
Where do these numbers come from?
Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.
Not investment advice. Figures can be restated by the company in later filings.