AI brief of an SEC Form 8-K · Atlantic Union Bankshares (AUB)

Atlantic Union Q1 diluted EPS falls to $0.52 from $0.62 a year earlier

Negative Impact 4 of 5 earnings Written later

Atlantic Union Bankshares reported first-quarter 2025 net income available to common shareholders of $46.9 million, or $0.52 per diluted share, down from $0.60 in the fourth quarter of 2024 and $0.62 in the first quarter of 2024. The company also completed its $0.9 share-ratio merger with Sandy Spring Bancorp on April 1, 2025, which adds 53 branches and is not reflected in the reported quarter.

Key points

  • Diluted EPS was $0.52 versus $0.60 in Q4 2024 and $0.62 in Q1 2024; adjusted diluted operating EPS was $0.57.
  • Net interest income rose $916,000 to $184.2 million, while noninterest income fell $6.0 million to $29.2 million.
  • Noninterest expense rose $4.5 million to $134.2 million, and the provision for credit losses was $17.6 million.
  • Sandy Spring merger closed April 1, 2025, and the company received about $385.0 million in net proceeds from forward sale settlement.

The filing

CompanyAtlantic Union Bankshares (AUB)
Form8-K, current report
Filed with the SECApr 24, 2025, 6:47 AM ET
Accession number0000883948-25-000029

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:05 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 24, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.