Atlantic Union Q3 profit $89.2 million, or $0.63 a share; charge-offs rise
Atlantic Union Bankshares reported third-quarter 2025 net income available to common shareholders of $89.2 million, or $0.63 per diluted share, and adjusted operating earnings of $119.7 million, or $0.84 per diluted share. Net interest income fell $2.2 million from the prior quarter, and net charge-offs rose to $38.6 million, mainly from two commercial and industrial loan charge-offs, though the provision for credit losses dropped to $16.2 million from $105.7 million. The results are the first full quarter reflecting the Sandy Spring Bancorp acquisition, and the company said merger-related costs continued to weigh on the quarter.
Key points
- Net income available to common shareholders was $89.2 million, or $0.63 per share; adjusted operating earnings were $119.7 million, or $0.84 per diluted share.
- Net interest income was $319.2 million, down $2.2 million from the second quarter of 2025, and noninterest income fell to $51.8 million from $81.5 million.
- Net charge-offs were $38.6 million, or 0.56% of average loans on an annualized basis, compared with $666,000 in the prior quarter.
- The company declared and paid a common dividend of $0.34 per share for the third quarter of 2025.
The filing
Written by AI on Nov 8, 2026, 1:05 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 23, 2025.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.